81580 de Oro Ave, Indio, CA 92201 Property Records

Riverside County property record for 81580 de Oro Ave, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,732 sqft · built 1963
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2017)
Tax Bill	$4,798 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`608-203-032`

Property Details

APN / Parcel Number

Primary APN	`608-203-032`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	1,732 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	81580 DE ORO AVE
City	INDIO
State	CA
Zip	92201-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.18 ACRES NET IN PAR 2 PM 011/052
Legal Subdivision	PARCEL MAP FILE JANUARY 16 1974
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	45209

Owner

81580 de Oro Ave is owned and occupied by an individual who bought it in September 2017.

Source: Riverside County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	81580 DE ORO AVE, INDIO, CA 92201-3849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit ALTURA CU
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FIDELITY FUNDING CORP
Sep 12, 2017	Grant Deed, Transfer · Conventional with PMI PACIFIC BAY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	2017378115
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81580 DE ORO AVE, INDIO, CA 92201-3849
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000758576
Date	Dec 28, 2021
Instrument	2021-0758576

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 31, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81580 DE ORO AVE, INDIO, CA 92201-3849
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81580 DE ORO AVE, INDIO, CA 92201-3849

Mortgage

Document Number	0000212525
Date	Apr 5, 2021
Instrument	2021-0212525

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 12, 2017
Property Address	81580 DE ORO AVE, INDIO, CA 92201-3849
Document Number	0000378115
Instrument Date	Jul 24, 2017
Instrument	378115
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81580 DE ORO AVE INDIO CA 922013849, INDIO, CA 92201-3849

Mortgage

Document Number	378116
Date	Sep 12, 2017
Instrument	378116

Lender

Name	PACIFIC BAY LNDG
Address	LA PALMA, CA 90623

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 81580 de Oro Ave was $4,798 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,747 (+2%) Land $72,534 Building $229,213
2025	$4,798.00 Homeowner's exemption	$295,831 Land $71,112 Building $224,719
2023	$4,586.00 (-3.72%) Homeowner's exemption	$284,345 Land $68,351 Building $215,994
2022	$4,763.00
2021			$318,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81580 de Oro Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 81580 de Oro Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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