8158 Second St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8158 Second St, Navarre, FL 32566

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,264 sqft · built 1983
Lot Size	0.078 acres (3,441 sqft)
Owner	Individual Name on Record
Last Sale	$274,900 (Nov 2022)
Tax Bill	$2,382 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`20-2S-26-5770-00600-0133`

Property Details

APN / Parcel Number

Primary APN	`20-2S-26-5770-00600-0133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,264 sqft Heated Area
Gross Area	1,597 sqft
1st Floor Area	1,264 sqft
Upper Floors Area	568 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	3,441 sqft (0.078 acres)
Lot Dimensions	1,200 ft deep x 290 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	269 sqft
Patio Area	190 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	202S265770006000133
Street Address	8158 SECOND ST
City	NAVARRE
State	FL
Zip	32566-6927
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2-HON
Legal Description	WEST NAVARRE PORT LT 13 BLK 6 COM SW CORN OF LOT 14 BLK 6 THN E 109.41 FT TO POB & CONT E 28.75 FT THN 89*17'13 LFT (N)
Legal Range	26W
Legal Township	02S
Legal Section	20
Legal Subdivision	WEST
Legal Block	6
Legal Lot Number	13-14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1040
Census Tract	10825

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8158 SECOND ST, NAVARRE, FL 32566-6927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 30, 2022	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 2, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	202265818
Deed Book / Page	4348 / 544
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8158 SECOND ST, NAVARRE, FL 32566-6927
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8158 SECOND ST, NAVARRE, FL 32566-6927

Mortgage

Document Number	0042472088
Date	Feb 18, 2022
Book Page	4247/2088
Instrument	202209890

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	91369

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 30, 2022
Property Address	8158 SECOND ST, NAVARRE, FL 32566-6927
Document Number	0043480544
Book / Page	4348 / 544
Instrument Date	Nov 24, 2022
Instrument	202265818
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OMAHA NATIONAL TITLE, OMEGA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,924.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9110 IVANHOE RD, FORT WASHINGTON, MD 20744-6848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8158 SECOND ST, NAVARRE, FL 32566-6927

Mortgage

Document Number	0004348546
Date	Nov 30, 2022
Instrument	4348/546

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 2, 2018
Property Address	8158 SECOND ST, NAVARRE, FL 32566-6927
Document Number	0037231936
Book / Page	003723 / 001936
Instrument Date	Apr 30, 2018
Instrument	17524
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	RELIABLE LAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$944.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8158 SECOND ST NAVARRE FL 325666927, NAVARRE, FL 32566-6927

Mortgage

Document Number	37231938
Date	May 2, 2018
Book Page	003723/001938
Instrument	17525

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,382.00 (-1.93%)	$196,211 (-0.88%) Land $44,000 Building $152,211	$196,211 (-0.88%) Land $44,000 Building $152,211
2023	$2,429.00 (+216.28%) Homeowner's exemption	$197,944 (+113.71%) Land $44,000 Building $153,944	$197,944 (+25.8%) Land $44,000 Building $153,944
2022	$768.00 Homeowner's exemption	$92,623	$157,348 Land $22,000 Building $135,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	162 units insured incl. 26 condo units
Nearby Flood Claims	15 (1995–2024)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

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