81575 San Luis Ct, Indio, CA 92201 Property Records

Riverside County property record for 81575 San Luis Ct, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,291 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$359,000 (Jun 2021)
Tax Bill	$6,140 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`608-222-004`

Property Details

APN / Parcel Number

Primary APN	`608-222-004`
Alternative APN	`613652004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,291 sqft Living Area
Gross Area	2,753 sqft
1st Floor Area	2,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613652004
Street Address	81575 SAN LUIS CT
City	INDIO
State	CA
Zip	92201-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 20 MB 113/089 TR 10186
Legal Subdivision	TRACT NO 10186
Legal Tract	10186
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2013
Census Tract	45209

Owner

81575 San Luis Ct is owner-occupied and held in a trust since June 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	81575 SAN LUIS CT, INDIO, CA 92201-3806
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Intrafamily Transfer, Transfer
Jun 10, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Oct 5, 2018	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	2021353855
Last Transfer Date	Jun 28, 2022
Transfer Doc	0000287839
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 28, 2022
Property Address	81575 SAN LUIS CT, INDIO, CA 92201-3806
Document Number	0000287839
Map Reference	MB 113 PG 89&90
Instrument Date	Jun 28, 2022
Instrument	2022-0287839
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	81575 SAN LUIS CT, INDIO, CA 92201-3806

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 10, 2021
Property Address	81575 SAN LUIS CT, INDIO, CA 92201-3806
Document Number	0000353855
Map Reference	MB 113 PG 89&90
Instrument Date	May 17, 2021
Instrument	2021-0353855
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	81575 SAN LUIS CT, INDIO, CA 92201-3806

Mortgage

Document Number	0000353856
Date	Jun 10, 2021
Instrument	2021-0353856

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81575 SAN LUIS CT, INDIO, CA 92201-3806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE IE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105681
Date	Mar 6, 2020
Instrument	2020-0105681

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 5, 2018
Property Address	81575 SAN LUIS CT, INDIO, CA 92201-3806
Document Number	0000398208
Map Reference	MB 113 PG 89&90
Instrument Date	Sep 12, 2018
Instrument	2018-0398208
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE INSURANCE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81575 SAN LUIS CT, INDIO, CA 92201-3806

Mortgage

Document Number	0000398209
Date	Oct 5, 2018
Instrument	2018-0398209

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 81575 San Luis Ct was $6,140 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,362 (+17.95%) Land $99,366 Building $358,996
2025	$6,140.00 Homeowner's exemption	$388,591 Land $97,418 Building $291,173
2023	$5,635.00 (+1.95%) Homeowner's exemption	$373,503 Land $93,636 Building $279,867
2022	$5,527.00
2021			$317,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81575 San Luis Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 81575 San Luis Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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