81550 Ave Celaya, Indio, CA 92203 Property Records

Riverside County property record for 81550 Ave Celaya, Indio, CA 92203

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,552 sqft · built 2009
Lot Size0.119 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Dec 2009)
Tax Bill$5,370 (2025)
Deeds & MortgagesOct 2023 Reverse Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN691-660-061

Property Details

APN / Parcel Number

Primary APN691-660-061

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area1,970 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2010
Construction TypeWood
Roof MaterialTile
Lot Area5,227 sqft (0.119 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number691660061
Street Address81550 AVENIDA CELAYA
CityINDIO
StateCA
Zip92203-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1050
Legal Description.12 ACRES M/L IN LOT 322 MB 417/013 TR 32390
Legal Tract32390
Legal Lot Number322
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group1
Census Block1003
Census Tract45216

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address81550 AVENIDA CELAYA, INDIO, CA 92203-4110
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2023Deed of Trust, Mortgage · Reverse Mortgage
MCM HOLDINGS INC
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 20, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 24, 2009 · Amount on Record
Deed SaleDec 24, 2009 · Amount on Record
Prior SaleDec 24, 2009 · Amount on Record
Deed Document Number0000662390
Last Transfer DateApr 20, 2021
Transfer Doc0000243312
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address81550 AVENIDA CELAYA, INDIO, CA 92203-4110
Transaction TypeMortgage
Record UpdatedOct 18, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address81550 AVENIDA CELAYA, INDIO, CA 92203-4110

Mortgage

Document Number0000294132
DateOct 4, 2023
Instrument2023-0294132
Lender
NameMCM HOLDINGS INC
TypeMortgage Company
AddressHIALEAH, FL 33016
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.35%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.8%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address81550 AVENIDA CELAYA, INDIO, CA 92203-4110
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address81550 AVENIDA CELAYA, INDIO, CA 92203-4110

Mortgage

Document Number0000474451
DateAug 9, 2021
Instrument2021-0474451
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2046

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateApr 20, 2021
Property Address81550 AVENIDA CELAYA, INDIO, CA 92203-4110
Document Number0000243312
Map ReferenceMB 417 PG 13-21
Instrument DateApr 17, 2021
Instrument2021-0243312
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address81550 AVENIDA CELAYA, INDIO, CA 92203-4110

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,370.00 (+6.21%) Homeowner's exemption$322,208 (+4.04%) Land $80,548 Building $241,660
2023$5,056.00 (+3.65%) Homeowner's exemption$309,698 Land $77,421 Building $232,277
2022$4,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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