8154 Stein Rd, Custer, WA 98240 Property Records

Whatcom County property record for 8154 Stein Rd, Custer, WA 98240 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	5 bd · 1.5 ba · 1,792 sqft · built 1979
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$120,506 (Sep 2022)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400124-290077-0000`

Property Details

APN / Parcel Number

Primary APN	`400124-290077-0000`
Alternative APNs	`118341` `593303`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	28 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	45 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	118341
Street Address	8154 STEIN RD
City	CUSTER
State	WA
Zip	98240-9407
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 1 FRANKS SHORT PLAT AS REC BOOK 8 SHORT PLATS PG 2 79 BELMONT S#8753 62X28 (TE AF 910516139)
Legal Range	01
Legal Township	40
Legal Section	24
Legal Subdivision	FRANKS SHORT PLAT
Legal Block	1
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1055
Census Tract	10408

Owner

Source: Whatcom County records · APN 400124-290077-0000

Assessment roll updated December 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2011 YOUNG ST, 102, BELLINGHAM, WA 98225-4052
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 06, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 30, 2022	Re-recorded Document WHATCOM LAND TITLE
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTEDGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	20222851
Prior Transfer Date	Jul 12, 2022
Prior Transfer Doc	0000002851
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8154 STEIN RD, CUSTER, WA 98240-9407
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401177
Date	Apr 17, 2023
Instrument	2023-0401177

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 01, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8154 STEIN RD, CUSTER, WA 98240-9407
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001100302
Date	Nov 06, 2023
Instrument	2023-1100302

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WHATCOM WA
Recording Date	Sep 30, 2022
Property Address	8154 STEIN RD, CUSTER, WA 98240-9407
Document Number	0000902851
Instrument Date	Jul 12, 2022
Instrument	2022-0902851
Record Updated	Oct 07, 2022
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8154 STEIN RD, CUSTER, WA 98240-9407

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 18, 2022
Property Address	8154 STEIN RD, CUSTER, WA 98240-9407
Document Number	0000701802
Map Reference	VOL8 PG2 AF1427087
Instrument Date	Jul 12, 2022
Instrument	2022-0701802
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,211.05
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8154 STEIN RD, CUSTER, WA 98240-9407

Mortgage

Document Number	0000701804
Date	Jul 18, 2022
Instrument	2022-0701804

Lender

Name	WESTEDGE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2037

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (+49.19%)	$405,343 (+34.08%) Land $274,616 Building $130,727	$405,343 (+34.08%) Land $274,616 Building $130,727
2022		$302,307 Land $167,552 Building $134,755	$302,307 Land $167,552 Building $134,755
2021	$2,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730104081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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