8151 Simpson Farm Rd, Owings, MD 20736 Property Records

Calvert County property record for 8151 Simpson Farm Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,872 sqft · built 1993
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (May 2020)
Tax Bill	$3,837 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-147045`

Property Details

APN / Parcel Number

Primary APN	`03-147045`
Alternative APNs	`3147045` `147045`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,872 sqft Total Area
1st Floor Area	936 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	204 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	147045
Old Parcel Number	3147045
Street Address	8151 SIMPSON FARM RD
City	OWINGS
State	MD
Zip	20736-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 7R SEC 2 SIMPSON FARM SUB
Legal Subdivision	SIMPSON FARM SUB
Legal Lot Number	7R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2004
Census Tract	860200

Owner

8151 Simpson Farm Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Calvert County records, as of September 18, 2023

Owner of Record	2 Individual Names on File
Mailing Address	8151 SIMPSON FARM RD, OWINGS, MD 20736-3129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
May 5, 2020	Grant Deed, Transfer · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	Dec 10, 2014 · Amount on File
Deed Document Number	0000558478
Deed Book / Page	5584 / 78
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8151 SIMPSON FARM RD, OWINGS, MD 20736-3129
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8151 SIMPSON FARM RD, OWINGS, MD 20736-3129

Mortgage

Document Number	0063440161
Date	Sep 16, 2022
Book Page	6344/161

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8151 SIMPSON FARM RD, OWINGS, MD 20736-3129
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8151 SIMPSON FARM RD, OWINGS, MD 20736-3129

Mortgage

Document Number	0058410503
Date	Feb 1, 2021
Book Page	5841/503

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 5, 2020
Property Address	8151 SIMPSON FARM RD, OWINGS, MD 20736-3129
Document Number	0055840078
Book / Page	005584 / 000078
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8151 SIMPSON FARM RD OWINGS MD 207363129, OWINGS, MD 20736-3129

Mortgage

Document Number	55840085
Date	May 5, 2020
Book Page	005584/000085

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,837.00	$369,367	$405,900 Land $152,900 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8151 Simpson Farm Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8151 Simpson Farm Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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