8151 Lucello Ter S, Naples, FL 34114 Property Records

Collier County property record for 8151 Lucello Ter S, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,392 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Aug 2026)
Tax Bill	$9,071 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`281766 1995B23`

Property Details

APN / Parcel Number

Primary APN	`281766 1995B23`
Alternative APN	`31347860367`

Interior

Building Area	2,392 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	8151 LUCELLO TER S
City	NAPLES
State	FL
Zip	34114-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPLANADE AT HACIENDA LAKES PHASE 3 LOT 199
Legal Range	26
Legal Township	50
Legal Section	23
Legal Subdivision	ESPLANADE HACIENDA LAKES PH3 PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	199
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

Source: Collier County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8151 LUCELLO TER S, NAPLES, FL 34114-2878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Aug 2, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 21, 2022	Special Warranty Deed, Transfer INSPIRED TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Aug 2, 2024 · Amount on File
Deed Document Number	20266868940
Deed Book / Page	6624 / 2968
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 31, 2026
Property Address	8151 LUCELLO TER S, NAPLES, FL 34114-2878
Document Number	0006868940
Book / Page	6624 / 2968
Instrument Date	Aug 28, 2026
Instrument	20266868940
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8151 LUCELLO TER S, NAPLES, FL 34114-2878

Mortgage

Document Number	0006868941,
Date	Aug 31, 2026
Instrument	20266868941

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 2, 2024
Property Address	8151 LUCELLO TER S, NAPLES, FL 34114-2878
Document Number	0063860282
Book / Page	6386 / 282
Map Reference	MB 64 PG 20-23
Instrument Date	Aug 1, 2024
Instrument	6577991
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,489.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15646 TRIESTA LANE, NAPLES, FL 34114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8151 LUCELLO TER S, NAPLES, FL 34114-2878

Mortgage

Document Number	0006577992
Date	Aug 2, 2024
Instrument	6577992

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 21, 2022
Property Address	8151 LUCELLO TER S, NAPLES, FL 34114-2878
Document Number	0061831682
Book / Page	6183 / 1682
Map Reference	MB 64 PG 20-23
Instrument Date	Oct 20, 2022
Instrument	6320346
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$5,159.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28100 BONITA GRANDE DR STE 102, 102, BONITA SPRINGS, FL 34135-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8151 LUCELLO TER S, NAPLES, FL 34114-2878

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,226 (-13.81%) Land $162,109 Building $434,117	$596,226 (-18.45%) Land $162,109 Building $434,117
2025	$9,071.00 (+8.3%) Homeowner's exemption	$691,765 (+16.06%)	$731,119 (+22.66%) Land $294,030 Building $437,089
2023	$8,376.00 (+182.97%) Homeowner's exemption	$596,036 (+1,706.01%) Land $70,241 Building $525,795	$596,036 (+644.65%) Land $70,241 Building $525,795
2022	$2,960.00	$33,003	$80,042 Land $80,042

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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