8151 Bay Arbor Dr, Augusta, MI 49012 Property Records

Kalamazoo County property record for 8151 Bay Arbor Dr, Augusta, MI 49012

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 3,714 sqft · built 2005
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Oct 2018)
Tax Bill	$14,202 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2026 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`04-17-388-013`

Property Details

APN / Parcel Number

Primary APN	`04-17-388-013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,714 sqft Living Area
1st Floor Area	3,214 sqft
Basement Area	3,214 sqft
Unfinished Basement	3,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	22,216 sqft (0.51 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8151 BAY ARBOR DR
City	AUGUSTA
State	MI
Zip	49012-9790
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	BAY ARBOR OF GULL LAKE CONDOMINIUM UNIT 13 SPLIT ON 06/08/2005 FROM 04-17-390-012;
Legal Subdivision	BAY ARBOR OF GULL LAKE
Legal Unit	13
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2001
Census Tract	2601

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage QUICKEN LOANS INC
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jun 12, 2009	Deed of Trust, Mortgage SUMMIT NATIONAL MORTGAGE LLC
Aug 31, 2012	Deed of Trust, Mortgage · ARM SUMMIT HOME MORTGAGE LLC
Apr 2, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 11, 2018	Warranty Deed, Transfer
Oct 6, 2008	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Apr 9, 2007	Intrafamily Transfer, Transfer · ARM COUNTRYWIDE BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Jul 7, 2015 · Amount on Record
Deed Document Number	201832272
Last Transfer Date	Feb 6, 2024
Transfer Doc	2024008624
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018031400
Date	Oct 4, 2018
Instrument	2018-031400

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790

Mortgage

Document Number	2026006939
Date	Mar 24, 2026
Instrument	2026-006939

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009020734
Date	Jun 12, 2009
Instrument	2009-020734

Lender

Name	SUMMIT NATIONAL MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, NJ 07101

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012033245
Date	Aug 31, 2012
Instrument	2012-033245

Lender

Name	SUMMIT HOME MORTGAGE LLC
Address	PORTAGE, MI 49024

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 2, 2024
Property Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Document Number	2024008624
Map Reference	DOC 2005-023343
Instrument Date	Feb 6, 2024
Instrument	2024-008624
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4245 HEMLOCK AVE, LAKE, MI 48632

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 11, 2018
Property Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Document Number	2018032272
Instrument Date	Sep 28, 2018
Instrument	2018-032272
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$6,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8151 BAY ARBOR DR, 8151, AUGUSTA, MI 49012-9790

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790

October 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 6, 2008
Property Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Document Number	2008032963
Instrument Date	Aug 28, 2008
Instrument	2008-032963
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8151 BAY ARBOR DR, 8151, AUGUSTA, MI 49012-9790

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	289 BRITTANY LN, SALINE, MI 48176-8914

Mortgage

Document Number	2008032964
Date	Oct 6, 2008
Instrument	2008-032964

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2038

Mortgage

Document Number	2008032965
Date	Oct 6, 2008
Instrument	2008-032965

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 9, 2007
Property Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Document Number	2007012650
Instrument Date	Mar 27, 2007
Instrument	2007-012650
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	DEVON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8151 BAY ARBOR DR, AUGUSTA, MI 49012-9790

Mortgage

Document Number	2007012651
Date	Apr 9, 2007
Instrument	2007-012651

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	12-Month MTA
Max Rate	9.95%

Mortgage

Document Number	2007012652
Date	Apr 9, 2007
Instrument	2007-012652

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2022

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,600 (+3.89%)	$945,200 (+3.89%)
2025	$14,202.00 (+22.17%) Homeowner's exemption	$454,900 (+11.55%)	$909,800 (+11.55%)
2023		$407,800	$815,600
2019	$11,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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