Webb County property record for 815 Zaragoza St, Laredo, TX 78040
| Property Type | Single Family Home |
|---|---|
| Details | 2,645 sqft · built 1800 |
| Lot Size | 0.147 acres (6,413 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $221 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-00018-020 |
| Primary APN | 101-00018-020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,645 sqft Living Area |
| 1st Floor Area | 2,005 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Lot Area | 6,413 sqft (0.147 acres) |
| Lot Dimensions | 111 ft deep x 44 ft wide |
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Street Address | 815 ZARAGOZA ST |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78040-5926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CBD |
| Legal Description | E16 VS OF 2 & N STRIP OF LOTS 9 & 10 (3.93X64.05) & (6.35X49.35) BLK 18 WD & 609 SQFT OUT OF THE W4 VS OF 2 BLK 18 WD |
| Legal Subdivision | WESTERN -- BLOCKS 1 - 50 |
| Legal Block | 18 |
| Legal Lot Number | 9,10 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the San Augustin de Laredo Historic District listed 1973 · 7 contributing resources · NRIS 73001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
815 Zaragoza St is owned and occupied by an individual who acquired it in April 2025.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 ZARAGOZA ST, LAREDO, TX 78040-5926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 7, 2025 |
| Transfer Doc | 005810/689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 815 ZARAGOZA ST, LAREDO, TX 78040-5926 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 5136/585 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 5136/585 |
| Instrument | 1446181 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 815 Zaragoza St was $221.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | Laredo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,649 (+14.49%) Land $63,296 Building $56,353 | $119,649 (-0.62%) Land $63,296 Building $56,353 | |
| 2025 | $221.00 | $104,507 | $120,400 Land $63,296 Building $57,104 |
| 2024 | $221.00 | ||
| 2023 | $209,380 Land $141,086 Building $68,294 | $209,380 Land $141,086 Building $68,294 | |
| 2022 | $174.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Zaragoza St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1979–2017) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | May 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 815 Zaragoza St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Autophone, Metronet, Smartcom Telephone, Spectrum, T-Mobile.
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