815 Wheatmill Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 815 Wheatmill Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,978 sqft · built 2022
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Last Sale	$297,000 (Nov 2022)
Tax Bill	$1,716 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1115N-148`

Property Details

APN / Parcel Number

Primary APN	`1115N-148`
Alternative APNs	`0490372000` `438339000` `490372000` `169117`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,978 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	72,310 sqft (1.66 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490372000
Street Address	815 WHEATMILL LN
City	JACKSONVILLE
State	NC
Zip	28546-0070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L101 S4B THE FARM AT HUNTERS CREEK
Legal Subdivision	THE FARM AT HUNTERS CREEK S4B
Legal Lot Number	101
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1000
Census Tract	2400

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 WHEATMILL LN, JACKSONVILLE, NC 28546-0070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
May 7, 2021	Warranty Deed, Transfer · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Book / Page	5867 / 152
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 4, 2022
Property Address	815 WHEATMILL LN, JACKSONVILLE, NC 28546-0070
Document Number	0058670152
Book / Page	5867 / 152
Map Reference	MB 79 PG 185
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 HUNTERS TRL, MIDWAY PARK, NC 28544-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 WHEATFMILL LANE, JACKSONVILLE, NC 28546-0070

Mortgage

Document Number	0005867155
Date	Nov 4, 2022
Instrument	5867-155

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 7, 2021
Property Address	815 WHEATMILL LN, JACKSONVILLE, NC 28546-0070
Document Number	0054560957
Book / Page	5456 / 957
Map Reference	MB 79 PG 185
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 HUNTERS TRL, MIDWAY PARK, NC 28544-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1066, JACKSONVILLE, NC 28541-1066

Mortgage

Document Number	0005456960
Date	May 7, 2021
Instrument	5456/960

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,716.00	$314,353 (+19.98%) Land $50,000 Building $264,353	$314,353 (+19.98%) Land $50,000 Building $264,353
2023	$1,716.00	$262,009 Land $42,500 Building $219,509	$262,009 Land $42,500 Building $219,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2003–2018)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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