815 W Summit St, Payson, AZ 85541 Property Records

Gila County property record for 815 W Summit St, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,800 sqft
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on Record
Tax Bill$2,057 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN304-06-127E

Property Details

APN / Parcel Number

Primary APN304-06-127E
Alternative APNs
  • R039507
  • 039507

Interior

Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area900 sqft

Exterior

Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area12,632 sqft (0.289 acres)
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water

Location & Zoning

Account NumberR039507
Street Address815 W SUMMIT ST
CityPAYSON
StateAZ
Zip85541-4754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 04 TOWNSHIP: 10N RANGE: 10E LOTS 16 & 17 OF BLOCK 7 IN PAYSON TOWNSITE , PLAT 64 NW1/4 SEC 10 T10N R10E;= 0.29 AC
Legal Range10E
Legal Township10N
Legal Section04
Legal SubdivisionPAYSON TOWNSITE
Legal Block7
Legal Lot Number16-17 17
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3017
Census Tract301

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address815 W SUMMIT ST, PAYSON, AZ 85541-4754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2022
Deed SaleFeb 18, 2022
Deed Document Number2022002383
Prior Transfer DateOct 15, 2013
Prior Transfer Doc2013-012180
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address815 W SUMMIT ST, PAYSON, AZ 85541-4754
Document Number0000010834
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address607 S HILL ST PAYSON AZ 855414713, PAYSON, AZ 85541-4713

Mortgage

Document Number0000010834
DateOct 4, 2019
Instrument10834
Lender
NameNATIONAL BK/AZ
TypeBank
AddressPAYSON, AZ 85541
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,182 (+6.91%) Land $6,965 Building $36,217$431,820 (+6.91%) Land $69,647 Building $362,173
2025$2,057.00 (+7.7%) Additional exemption filed
2024$40,391 Land $4,436 Building $35,955$403,914 Land $44,361 Building $359,553
2023$1,910.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 47% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on W Summit St

Nearby Streets

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