815 W Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 815 W Main Cross St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,112 sqft · built 1870
Lot Size0.211 acres (9,178 sqft)
OwnerIndividual Name on Record
Tax Bill$1,438 (2025)
Flood ZoneZone X (minimal risk)
APN1010-133-08-025.000

Property Details

APN / Parcel Number

Primary APN1010-133-08-025.000
Alternative APN
  • 580001008565

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area
1st Floor Area992 sqft
2nd Floor Area1,120 sqft
Basement Area576 sqft
Unfinished Basement576 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area9,178 sqft (0.211 acres)
Lot Dimensions180 ft deep x 51 ft wide
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area414 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address815 W MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJONES & ADAMS ADD LOT 1328
Legal SubdivisionJONES & ADAMS ADD
Legal Lot Number1328
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1001
Census Tract1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address815 W MAIN CROSS ST, FINDLAY, OH 45840-2416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 4, 2003
Transfer Doc0000018526
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,438.00 (+9.77%)$57,060 (+24.02%) Land $7,060 Building $50,000$163,040 (+24.01%) Land $20,170 Building $142,870
2023$1,310.00 Homeowner's exemption Senior Citizen's exemption$46,010 Land $5,690 Building $40,320
2022$131,470 Land $16,270 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1981–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, HDER Link, MetaLINK Technologies.

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