815 Timber Ln, Troy, OH 45373 Property Records

Miami County property record for 815 Timber Ln, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1953
Lot Size	1.58 acres (68,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jan 2008)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C06-081605`

Property Details

APN / Parcel Number

Primary APN	`C06-081605`
Alternative APNs	`050633.2-03-005-00` `C06CC033E06700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	3,138 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	68,912 sqft (1.58 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	815 TIMBER LN
City	TROY
State	OH
Zip	45373-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-5-33 PT TR 6 TIMBERLANE
Legal Range	06
Legal Township	05
Legal Section	33
Legal Subdivision	TIMBERLANE
Legal Tract	6
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2002
Census Tract	365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 TIMBER LN, TROY, OH 45373-3830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Feb 27, 2020	Quit Claim Deed, Transfer WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2008 · Amount on Record
Deed Sale	Jan 23, 2008 · Amount on Record
Prior Sale	Jul 27, 2000 · Amount on Record
Last Transfer Date	Feb 20, 2020
Transfer Doc	0000002678
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	815 TIMBER LN, TROY, OH 45373-3830
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006319
Date	Apr 20, 2022
Instrument	2022OR-06319

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2047

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 27, 2020
Property Address	815 TIMBER LN, TROY, OH 45373-3830
Document Number	0000002678
Instrument Date	Feb 20, 2020
Instrument	2678
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 TIMBER LN TROY OH 453733830, TROY, OH 45373-3830

Mortgage

Document Number	2679
Date	Feb 27, 2020
Instrument	2679

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2035

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,842.00 (-1.32%) Homeowner's exemption	$82,570 (+11.54%) Land $20,650 Building $61,920	$235,900 (+11.54%) Land $59,000 Building $176,900
2024	$2,880.00 (+2.02%) Homeowner's exemption	$74,030 (-) Land $18,550 Building $55,480
2023	$2,823.00 (+16.99%) Homeowner's exemption	$74,030 (-) Land $18,550 Building $55,480	$211,500 (-) Land $53,000 Building $158,500
2022	$2,413.00 Homeowner's exemption	$74,030 Land $18,550 Building $55,480	$211,500 Land $53,000 Building $158,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	13 (1983–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 3 claims Severe Storms And Flooding, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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