815 Summit Rd, Penn Valley (Narberth), PA 19072 Property Records

Montgomery County property record for 815 Summit Rd, Penn Valley, PA 19072

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,191 sqft · built 1935
Lot Size	0.999 acres (43,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Aug 2005)
Tax Bill	$22,374 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00-60184-00-4`

Property Details

APN / Parcel Number

Primary APN	`40-00-60184-00-4`
Alternative APN	`40006E078`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,191 sqft Living Area
1st Floor Area	1,733 sqft
Basement Area	678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Stone
Lot Area	43,500 sqft (0.999 acres)
Lot Dimensions	217 ft deep x 200 ft wide
Garage Area	609 sqft
Porch	Open Frame Porch
Porch Area	50 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	815 SUMMIT RD
City	PENN VALLEY
State	PA
Zip	19072-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ASSESSOR BLOCK-UNIT NUMBER 6E-78
Legal Block	6E
Legal Lot Number	184
Jurisdiction	MONTGOMERY PA
Township / Civil Division	LOWER MERION
Census Block Group	1
Census Block	1007
Census Tract	204600

Owner

815 Summit Rd is owned and occupied by two individuals who acquired it in June 2007.

Source: Montgomery County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 SUMMIT RD, PENN VALLEY, PA 19072-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2005 · Amount on File
Deed Sale	Aug 12, 2005 · Amount on File
Deed Document Number	2005114201
Deed Book / Page	5566 / 1529
Last Transfer Date	Jun 21, 2007
Transfer Doc	0056562011
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	815 SUMMIT RD, PENN VALLEY, PA 19072-1322
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SUMMIT RD, PENN VALLEY, PA 19072-1322

Mortgage

Document Number	0161870081
Date	Jan 30, 2026
Book Page	16187/81
Instrument	2026005311

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	SOFR Average 30-Day
Max Rate	10.3%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	815 SUMMIT RD, PENN VALLEY, PA 19072-1322
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01517400795
Date	Mar 1, 2021
Book Page	15174/00795
Instrument	2021022247

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 815 Summit Rd was $22,374.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Lower Merion Township
Unified School District	Lower Merion School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,374.00	$489,800 (-)	$489,800 (-)
2025	$22,374.00 (+9.38%)	$489,800 (-)	$489,800
2024	$20,455.00	$489,800 (-)
2023	$20,455.00 (+4.35%)	$489,800
2022	$19,602.00
1998			$489,800
1996			$489,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 815 Summit Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Summit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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