Spokane County property record for 815 Summit Dr, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,947 sqft · built 1971 |
| Lot Size | 0.307 acres (13,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2018) |
| Tax Bill | $4,600 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13123.4103 |
| Primary APN | 13123.4103 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,947 sqft Living Area |
| Gross Area | 3,621 sqft |
| 1st Floor Area | 1,697 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,363 sqft (0.307 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 815 SUMMIT DR |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUNRISE VIEW FIRST L3 B4 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 12 |
| Legal Subdivision | SUNRISE VIEW FIRST |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14001 |
Source: Spokane County records · APN 13123.4103
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 SUMMIT DR, CHENEY, WA 99004-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CU |
| Sep 12, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU |
| Sep 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU |
| Jun 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on Record |
| Deed Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 20186718062 |
| Last Transfer Date | Sep 09, 2025 |
| Transfer Doc | 0007440323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 815 SUMMIT DR, CHENEY, WA 99004-2347 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007094776 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 7094776 |
| Name | GLOBAL CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 12, 2025 |
| Property Address | 815 SUMMIT DR, CHENEY, WA 99004-2347 |
| Document Number | 0007440323 |
| Map Reference | VOL 9 PG 99 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 7440323 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 SUMMIT DR, CHENEY, WA 99004-2347 |
| Document Number | 0007440324 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 7440324 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 815 SUMMIT DR, CHENEY, WA 99004-2347 |
| Document Number | 0006944417 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 SUMMIT DR CHENEY WA 990042347, CHENEY, WA 99004-2347 |
| Document Number | 0006944417 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 6944417 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 815 SUMMIT DR, CHENEY, WA 99004-2347 |
| Document Number | 0006748322 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 SUMMIT DR CHENEY WA 990042347, CHENEY, WA 99004-2347 |
| Document Number | 0006748322 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 6748322 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 20, 2018 |
| Property Address | 815 SUMMIT DR, CHENEY, WA 99004-2347 |
| Document Number | 0006718062 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 6718062 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,722.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 SUMMIT DR CHENEY WA 990042347, CHENEY, WA 99004-2347 |
| Document Number | 6718063 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 6718063 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,600.00 (+2.95%) | $406,700 (-1.55%) Land $85,000 Building $321,700 | $406,700 (-1.55%) Land $85,000 Building $321,700 |
| 2025 | $4,468.00 (+9.59%) | $413,100 (+0.9%) Land $80,000 Building $333,100 | $413,100 (+0.9%) Land $80,000 Building $333,100 |
| 2024 | $4,077.00 (+18.93%) | $409,400 (+27.7%) Land $70,000 Building $339,400 | $409,400 (+27.7%) Land $70,000 Building $339,400 |
| 2023 | $3,428.00 (-3.46%) | $320,600 Land $55,000 Building $265,600 | $320,600 Land $55,000 Building $265,600 |
| 2022 | $3,551.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Davis Communications Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 168 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHENEY serves 16,954 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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