815 Stewart Ave, Cambridge, OH 43725 Property Records

Guernsey County property record for 815 Stewart Ave, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 959 sqft · built 1946
Lot Size	0.158 acres (6,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,500 (Oct 2015)
Tax Bill	$732 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006446.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006446.000`
Alternative APN	`002238-1`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	959 sqft Living Area
1st Floor Area	959 sqft
Attic	Attic
Attic Area	959 sqft
Basement Area	959 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,885 sqft (0.158 acres)
Lot Dimensions	153 ft deep x 45 ft wide
Garage Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	24 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002238-1
Street Address	815 STEWART AVE
City	CAMBRIDGE
State	OH
Zip	43725-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-15 11 N. BROWN
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	BROWN
Legal Tract	2
Legal Lot Number	11
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4002
Census Tract	977500

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Transfer on Death Deed, Transfer
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE COMMUNITY BANK
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit THE COMMUNITY BANK
Dec 2, 2015	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Oct 20, 2015	Warranty Deed, Transfer
Dec 2, 2014	Warranty Deed, Transfer
May 11, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2015 · Amount on Record
Deed Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	20155886
Deed Book / Page	531 / 984
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GUERNSEY OH
Recording Date	Mar 11, 2026
Property Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825
Document Number	00610/4489
Book / Page	610 / 4489
Instrument Date	Mar 7, 2026
Instrument	202600001179
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	ABC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00548/1847
Date	Jul 6, 2017
Book Page	548/1847
Instrument	201700003800

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00548/2100
Date	Jul 7, 2017
Book Page	548/2100
Instrument	201700003839

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2037

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AB TITLE AGENCY, ABC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00532/1904
Date	Dec 2, 2015
Book Page	532/1904
Instrument	201500006776

Lender

Name	COMMUNITY BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Oct 20, 2015
Property Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825
Document Number	00531/0984
Book / Page	531 / 0984
Instrument Date	Oct 19, 2015
Instrument	201500005886
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Dec 2, 2014
Property Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825
Document Number	00522/1650
Book / Page	522 / 1650
Instrument Date	Dec 1, 2014
Instrument	201400008609
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	May 11, 2005
Property Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825
Document Number	00429/1070
Book / Page	429 / 1070
Instrument Date	Apr 29, 2005
Instrument	200500003067
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 STEWART AVE, CAMBRIDGE, OH 43725-1825

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (-3.05%) Homeowner's exemption Senior Citizen's exemption	$35,357 (-) Land $7,241 Building $28,116
2024	$755.00 (-31.67%) Homeowner's exemption Senior Citizen's exemption	$35,357 (+17.15%) Land $7,241 Building $28,116	$101,020 (+17.11%) Land $20,690 Building $80,330
2023	$1,105.00 (+3.66%) Homeowner's exemption	$30,181 (-0.03%) Land $6,181 Building $24,000
2022	$1,066.00 Homeowner's exemption	$30,190 Land $6,180 Building $24,010	$86,260 (+0.03%) Land $17,670 Building $68,590
2021			$86,230 Land $17,660 Building $68,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1980–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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