815 State Rte 197, Beech Bluff, TN 38313 Property Records

Chester County property record for 815 State Rte 197, Beech Bluff, TN 38313

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,684 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,277 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012004 01504`

Property Details

APN / Parcel Number

Primary APN	`012004 01504`
Alternative APN	`004 01504 00005004`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,684 sqft Living Area
1st Floor Area	1,728 sqft
Upper Floors Area	1,248 sqft
Basement Area	1,728 sqft
Finished Basement	1,728 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	912 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	815 STATE ROUTE 197
City	BEECH BLUFF
State	TN
Zip	38313-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: S50
Jurisdiction	CHESTER TN
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	970101

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 STATE ROUTE 197, BEECH BLUFF, TN 38313-1736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit LEADERS CU
Oct 7, 2019	Warranty Deed, Transfer · Conventional Mortgage LEADERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	815 STATE ROUTE 197, BEECH BLUFF, TN 38313-1736
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005450319
Date	Mar 30, 2026
Book Page	545/319
Instrument	81452

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Oct 7, 2019
Property Address	815 STATE ROUTE 197, BEECH BLUFF, TN 38313-1736
Document Number	0004500748
Book / Page	000450 / 000748
Instrument Date	Oct 1, 2019
Instrument	62572
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 STATE ROUTE 197 BEECH BLUFF TN 383131736, BEECH BLUFF, TN 38313-1736

Mortgage

Document Number	4500751
Date	Oct 7, 2019
Book Page	000450/000751
Instrument	62573

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,277.00	$62,725 (-)	$250,900 (-) Land $6,400 Building $244,500
2025	$1,277.00 (+20.81%)	$62,725 (+47.5%)	$250,900 (+47.5%) Land $6,400 Building $244,500
2023	$1,057.00	$42,525	$170,100 Land $4,900 Building $165,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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