815 Star Reef Ln, Edgewater, FL 32132 Property Records

Volusia County property record for 815 Star Reef Ln, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,002 sqft · built 2008
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Apr 2019)
Tax Bill$2,254 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN8438-08-00-1940

Property Details

APN / Parcel Number

Primary APN8438-08-00-1940
Alternative APNs
  • 38183408001940
  • 6416214.0
  • 6416214

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,002 sqft Living Area
Gross Area2,402 sqft
1st Floor Area2,002 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number6416214
Street Address815 STAR REEF LN
CityEDGEWATER
StateFL
Zip32132-6948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 194 CORAL TRACE MB 51 PGS 97-103 INC PER OR 5639 PGS 3006-3008 INC PER OR 6259 PG 0599 PER OR 7682 PG 2318 PER 7682 PG 2319 PER OR 7947 PG 0625
Legal Range34E
Legal Township18S
Legal Section38
Legal SubdivisionCORAL TRACE MB
Legal Tract08
Legal Lot Number194
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group4
Census Block4050
Census Tract82902

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address815 STAR REEF LN, EDGEWATER, FL 32132-6948
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 17, 2019Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2019 · Amount on Record
Deed SaleApr 17, 2019 · Amount on Record
Prior SaleJul 25, 2008 · Amount on Record
Deed Document Number201975184
Deed Book / Page7682 / 2319
Last Transfer DateNov 18, 2020
Transfer Doc0079470625
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address815 STAR REEF LN, EDGEWATER, FL 32132-6948
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 STAR REEF LN, EDGEWATER, FL 32132-6948

Mortgage

Document Number0083561121
DateJan 12, 2023
Book Page8356/1121
Instrument2023007088
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueDec 28, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateNov 23, 2020
Property Address815 STAR REEF LN, EDGEWATER, FL 32132-6948
Document Number0079470625
Book / Page007947 / 000625
Instrument DateNov 18, 2020
Instrument227962
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address815 STAR REEF LN EDGEWATER FL 321326948, EDGEWATER, FL 32132-6948

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 17, 2019
Property Address815 STAR REEF LN, EDGEWATER, FL 32132-6948
Document Number0076822319
Book / Page7682 / 2319
Map ReferenceMB 51 PG 97-103
Instrument DateApr 16, 2019
Instrument2019-075184
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address231 MONONGAHELA AVE, 231, GLASSPORT, PA 15045-1318

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 STAR REEF LN, EDGEWATER, FL 32132-6948

Mortgage

Document Number2019075185
DateApr 17, 2019
Instrument2019-075185
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,987 (+2.7%)$297,032 (-3.59%) Land $40,000 Building $257,032
2025$2,254.00 (+3.49%) Homeowner's exemption Widower's exemption$170,387 (+5.99%)$308,098 (+1.2%) Land $44,000 Building $264,098
2023$2,178.00 (-1.18%) Senior Citizen's exemption$160,764 (+3%)$304,454 (+3.72%) Land $45,000 Building $259,454
2022$2,204.00 Senior Citizen's exemption$156,082$293,542 Land $45,000 Building $248,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 89 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies89 in force
Nearby Flood Claims16 (2022–2024)
Claims Outside the SFHA7 of 16
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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