815 Stanhope Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 815 Stanhope Ln, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,534 sqft · built 1988
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Tax Bill$5,547 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN227-362-13

Property Details

APN / Parcel Number

Primary APN227-362-13

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,534 sqft Living Area
Gross Area4,182 sqft
1st Floor Area1,382 sqft
Upper Floors Area1,744 sqft
Basement Area408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialOther
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area648 sqft
PorchFinished/Screened Porch
Porch Area294 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address815 STANHOPE LN
CityMATTHEWS
StateNC
Zip28105-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL15 M21-364
Legal SubdivisionMALLORY MANOR
Legal Block2
Legal Lot Number15
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group2
Census Block2008
Census Tract5833

Owner

815 Stanhope Ln is owned and occupied by two individuals who acquired it in June 1992.

Source: Mecklenburg County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address815 STANHOPE LN, MATTHEWS, NC 28105-1525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 1992
Deed SaleJun 3, 1992
Deed Book / Page6900 / 163
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateMay 4, 2026
Property Address815 STANHOPE LN, MATTHEWS, NC 28105-1525
Document Number0000046355
Book / Page40395 / 745
Instrument DateApr 15, 2026
Instrument202646355
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyDATA SEARCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 STANHOPE LN, MATTHEWS, NC 28105-1525
InvestorPossibly a Property Investor

Mortgage

Document Number0000046355,
DateMay 4, 2026
Book Page40395/745
Instrument202646355
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$733,500 Land $210,000 Building $523,500$733,500 Land $210,000 Building $523,500
2024$5,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Stanhope Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Stanhope Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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