815 Spring Valley Rd, Lexington, VA 24450 Property Records

Rockbridge County property record for 815 Spring Valley Rd, Lexington, VA 24450 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2018)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73 9 3`

Property Details

APN / Parcel Number

Primary APN	`73 9 3`
Alternative APN	`17871`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17871
Street Address	815 SPRING VALLEY RD
City	LEXINGTON
State	VA
Zip	24450-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL LOT 3
Legal Lot Number	3
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	KERRS CREEK
Census Block Group	2
Census Block	2023
Census Tract	930302

Owner

Source: Rockbridge County records · APN 73 9 3

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	815 SPRING VALLEY RD, LEXINGTON, VA 24450-6118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA
Jul 13, 2018	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2018	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Document Number	2018-1906
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	815 SPRING VALLEY RD, LEXINGTON, VA 24450-6118
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000249
Date	Jan 29, 2018
Instrument	180000249

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	LEXINGTON, VA 24450

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jan 01, 2021
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.74%
Index	1-Year CMT
Max Rate	7.74%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jul 13, 2018
Property Address	815 SPRING VALLEY RD, LEXINGTON, VA 24450-6118
Document Number	0180001906
Map Reference	CAB 3 SL 422
Instrument Date	May 22, 2018
Instrument	180001906
Transaction Type	Transfer
Record Updated	Sep 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 SPRING VALLEY RD, LEXINGTON, VA 24450-6118

Mortgage

Document Number	0180001907
Date	Jul 13, 2018
Instrument	180001907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON CITY VA
Recording Date	Jul 13, 2018
Property Address	815 SPRING VALLEY RD, LEXINGTON, VA 24450-6118
Document Number	180001906
Map Reference	CAB 3 PG 422
Instrument Date	May 22, 2018
Instrument	180001906
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	815 SPRING VALLEY RD, LEXINGTON, VA 24450-6118

Mortgage

Document Number	180001907
Date	Jul 13, 2018
Instrument	180001907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Rockbridge County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$223,900 (-) Land $47,000 Building $176,900	$223,900 (-) Land $47,000 Building $176,900
2023	$223,900 Land $47,000 Building $176,900	$223,900 Land $47,000 Building $176,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockbridge County (51163C), updated August 7, 2006 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511639303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 84% of Virginia
Wildfire Likelihood	About 1 in 671 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
BARC Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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