815 Smith Rd, Ball Ground, GA 30107 Property Records

Cherokee County property record for 815 Smith Rd, Ball Ground, GA 30107

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 6,690 sqft · built 2016
Lot Size	5.42 acres (236,095 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Feb 2020)
Tax Bill	$17,003 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14N19 001 U`

Property Details

APN / Parcel Number

Primary APN	`14N19 001 U`
Alternative APNs	`96106630` `468781`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,690 sqft Heated Area
1st Floor Area	2,630 sqft
Upper Floors Area	1,429 sqft
Basement Area	5,262 sqft
Finished Basement	2,631 sqft
Unfinished Basement	2,631 sqft
Flooring	Plywood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	236,095 sqft (5.42 acres)
Lot Width	100 ft Width
Garage Area	1,172 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	978 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	468781
Old Parcel Number	14N19001U
Street Address	815 SMITH RD
City	BALL GROUND
State	GA
Zip	30107-2370
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LL 214 14TH D
Legal Subdivision	JIMMY & CONNIE SMITH
Jurisdiction	CHEROKEE GA
Township / Civil Division	BALL GROUND
Census Block Group	1
Census Block	1001
Census Tract	90102

Owner

Source: Cherokee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 SMITH RD, BALL GROUND, GA 30107-2370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage NORTH GEORGIA NATIONAL BANK
Feb 13, 2020	Grant Deed, Transfer · VA Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2020 · Amount on Record
Deed Sale	Feb 12, 2020 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	0144422011
Deed Book / Page	14442 / 2011
Last Transfer Date	Feb 13, 2020
Transfer Doc	0144422011
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	815 SMITH RD, BALL GROUND, GA 30107-2370
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SMITH RD, BALL GROUND, GA 30107-2370

Mortgage

Document Number	0150312598
Date	Jun 10, 2025
Book Page	0000015031/0000002598

Lender

Name	NORTH GEORGIA NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Feb 13, 2020
Property Address	815 SMITH RD, BALL GROUND, GA 30107-2370
Document Number	0144422011
Book / Page	014442 / 002011
Instrument Date	Feb 12, 2020
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SMITH RD BALL GROUND GA 301072370, BALL GROUND, GA 30107-2370

Mortgage

Document Number	144422012
Date	Feb 13, 2020
Book Page	014442/002012

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,003.00 (+40.54%)	$647,480 (+25.99%) Land $87,400 Building $560,080	$1,618,700 (+25.99%) Land $218,500 Building $1,400,200
2023		$513,920 (+20.58%) Land $52,680 Building $461,240	$1,284,800 (+20.58%) Land $131,700 Building $1,153,100
2022	$12,098.00 Homeowner's exemption	$426,200 Land $44,840 Building $381,360	$1,065,500 Land $112,100 Building $953,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALESKA serves 4,657 people · EPA ID GA0570024
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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