815 Silvergate Dr, Houston, TX 77079 Property Records

Harris County property record for 815 Silvergate Dr, Houston, TX 77079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,123 sqft · built 1977
Lot Size	0.226 acres (9,856 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (May 2004)
Tax Bill	$11,435 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`107-513-000-0019`

Property Details

APN / Parcel Number

Primary APN	`107-513-000-0019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,123 sqft Living Area
1st Floor Area	2,018 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,856 sqft (0.226 acres)
View / Lot	Flood Plain
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1075130000019
Street Address	815 SILVERGATE DR
City	HOUSTON
State	TX
Zip	77079-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 1 FLEETWOOD SEC 3 R/P
Legal Subdivision	FLEETWOOD SEC 3 R/P
Legal Block	1
Legal Lot Number	19
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2010
Census Tract	450500

Owner

Source: Harris County records · APN 107-513-000-0019

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	815 SILVERGATE DR, HOUSTON, TX 77079-5046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2004 · Amount on Record
Deed Sale	May 06, 2004 · Amount on Record
Deed Document Number	2004591087
Deed Book / Page	58561 / 1833
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	815 SILVERGATE DR, HOUSTON, TX 77079-5046
Transaction Type	Mortgage
Record Updated	Sep 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SILVERGATE DR, HOUSTON, TX 77079-5046

Mortgage

Document Number	0000080226
Date	Feb 14, 2022
Instrument	2022-80226

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,435.00 (+7.8%) Homeowner's exemption	$638,611 (+13.27%) Land $176,560 Building $462,051	$638,611 (+13.27%) Land $176,560 Building $462,051
2024	$10,608.00 (+14.79%)
2023		$563,819 Land $109,909 Building $453,910	$563,819 Land $109,909 Building $453,910
2022	$9,241.00 (+4.3%)
2020	$8,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014505002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 346 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	346 in force
Nearby Flood Claims	444 (1979–2025)
Claims Outside the SFHA	391 of 444
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 311 claims Severe Storms And Flooding, Jun 2016 · 8 claims Severe Storms & Flooding, Mar 1992 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 517 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1010013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HOUSTON serves 2,970,543 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.