815 Santa Barbara St, Oceanside, CA 92058 Property Records

San Diego County property record for 815 Santa Barbara St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1961
Lot Size	0.113 acres (4,924 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jul 2017)
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-015-05-00`

Property Details

APN / Parcel Number

Primary APN	`148-015-05-00`
Alternative APN	`1480220500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Gravel
Lot Area	4,924 sqft (0.113 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1480220500
Street Address	815 SANTA BARBARA ST
City	OCEANSIDE
State	CA
Zip	92058-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	BLK 12 LOTS 1 & 2 N 1/2 TR 000324
Legal Subdivision	REECES ADD
Legal Tract	000324
Legal Block	12
Legal Lot Number	1,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18615

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 19, 2020	Deed of Trust, Mortgage · Conventional with PMI VATRENI INC
Jun 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage VATRENI MORTGAGE
Jul 21, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	May 8, 2009 · Amount on Record
Deed Document Number	2017330131
Prior Transfer Date	Jun 17, 1994
Prior Transfer Doc	0000394840
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630

Mortgage

Document Number	0000284761
Date	Oct 13, 2025
Instrument	2025-0284761

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630

Mortgage

Document Number	0000239430
Date	Sep 5, 2023
Instrument	2023-0239430

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630

Mortgage

Document Number	0000778571
Date	Dec 4, 2020
Instrument	2020-0778571

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630
Document Number	0000092038
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SANTA BARBARA ST OCEANSIDE CA 920582630, OCEANSIDE, CA 92058-2630

Mortgage

Document Number	0000092038
Date	Feb 24, 2020
Instrument	92038

Lender

Name	VATRENI INC
Address	30212 TOMAS # 100, RANCHO SANTA MARGARITA, CA 92688-2173

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2019
Property Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630
Document Number	0000231199
Map Reference	MAP 324
Instrument Date	Jun 12, 2019
Instrument	2019-0231199
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630

Mortgage

Document Number	0000231200
Date	Jun 13, 2019
Instrument	2019-0231200

Lender

Name	VATRENI MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	815 SANTA BARBARA ST, OCEANSIDE, CA 92058-2630
Document Number	0000330131
Instrument Date	May 18, 2017
Instrument	330131
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SEAGAZE DR #722 OCEANSIDE CA 920543005, 722, OCEANSIDE, CA 92054-3005

Mortgage

Document Number	330132
Date	Jul 21, 2017
Instrument	330132

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,425 (+2%) Land $348,173 Building $110,252
2025	$5,074.00 (+1.95%)	$449,438 (+4.04%) Land $341,347 Building $108,091
2024	$4,977.00 (+3.17%)
2023	$4,824.00 (+1.54%)	$431,988 Land $328,093 Building $103,895
2022	$4,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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