Contra Costa County property record for 815 S 55th St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,503 sqft · built 1965 |
| Lot Size | 0.115 acres (5,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $731,000 (Feb 2021) |
| Tax Bill | $11,343 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 509-012-021-2 |
| Primary APN | 509-012-021-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,503 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 5,005 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 815 S 55TH ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RECORD OF SURVEY 33 LSM 37 PCL C |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 386000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 815 S 55TH ST, EL CERRITO, CA 94530-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · SBA Mortgage PLUMAS BANK |
| Feb 12, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2011 · Amount on Record |
| Deed Document Number | 202146024 |
| Prior Transfer Date | Sep 26, 1997 |
| Prior Transfer Doc | 0000189131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 815 S 55TH ST, EL CERRITO, CA 94530-2104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 815 S 55TH ST, EL CERRITO, CA 94530-2104 |
| Document Number | 0000018930 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026- 018930 |
| Name | PLUMAS BANK |
|---|---|
| Type | Bank |
| Address | 11641 BLOCKER DR STE 140, AUBURN, CA 95603 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 12, 2021 |
| Property Address | 815 S 55TH ST, EL CERRITO, CA 94530-2104 |
| Document Number | 0000046024 |
| Map Reference | MB 33 PG 37 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021-046024 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 815 S 55TH ST, EL CERRITO, CA 94530-2104 |
| Document Number | 0000046025 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-046025 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $807,080 (+2%) Land $441,631 Building $365,449 | |
| 2025 | $11,343.00 (+4.33%) Homeowner's exemption | $791,256 (+4.04%) Land $432,972 Building $358,284 |
| 2023 | $10,872.00 (+1.51%) Homeowner's exemption | $760,532 Land $416,160 Building $344,372 |
| 2022 | $10,710.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks, Verizon.
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