Polk County property record for 815 Ruby Ave, Bartow, FL 33830 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 816 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $45,900 (2009) |
| Tax Bill | $1,652.00 (2025) |
| Primary APN | 25-30-06-385300-002160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 816 sqft Living Area |
| 1st Floor | 816 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 82 ft x 63 ft Depth x Width |
| Porch Area | 525 sqft Porch |
| Cooling System | None Cooling |
|---|
| Street Address | 815 RUBY AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LINCOLN COURT PB 35 PG 4 BLK B LOT 16 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | LINCOLN COURT |
| Legal Tract | 385300 |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | POLK FL |
| Minor Civil Division | BARTOW |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 15000 |
Source: Polk County records · APN 25-30-06-385300-002160
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 RUBY AVE, BARTOW, FL 33830-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPLOYEES FCU |
| Jan 29, 2018 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2009 · Amount on Record |
| Deed Sale | Sep 16, 2009 · Amount on Record |
| Prior Sale | Mar 02, 2009 |
| Deed Doc Number | 2009168404 |
| Deed Book / Page | 7973 / 2293 |
| Prior Transfer Date | Dec 17, 1993 |
| Prior Transfer Doc | 3326001127 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 815 RUBY AVE, BARTOW, FL 33830-3212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 815 RUBY AVE, BARTOW, FL 33830-3212 |
| Document Number | 0000017086 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 12559/803 |
| Instrument | 2023017086 |
| Name | PUBLIX EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2043 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 815 RUBY AVE, BARTOW, FL 33830-3212 |
| Document Number | 0103950305 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 815 RUBY AVE BARTOW FL 338303212, BARTOW, FL 33830-3212 |
| Document Number | 0103950305 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 010395/000305 |
| Instrument | 32621 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,652.00 (-8.58%) | $63,859 (-58.19%) | $156,257 (+2.31%) Land $15,000 Building $141,257 |
| 2023 | $1,807.00 (+22.76%) | $152,734 (+17.54%) Land $9,600 Building $143,134 | $152,734 (+17.54%) Land $9,600 Building $143,134 |
| 2022 | $1,472.00 | $129,947 Land $8,000 Building $121,947 | $129,947 Land $8,000 Building $121,947 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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