Monroe County and Webster Town property record for 815 Ridge Rd, Webster, NY 14580
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,415 sqft · built 2004 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Company Name on File |
| Tax Bill | $33,649 (2026) |
| Deeds & Mortgages | Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 079.18-1-71.1 |
| Primary APN | 265489 079.18-1-71.1 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,415 sqft Gross Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 224 ft deep x 231 ft wide |
| Canopy | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 079181711 |
|---|---|
| Street Address | 815 RIDGE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-2410 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Block | 1 |
| Legal Lot Number | 71.100 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11207 |
815 Ridge Rd, a commercial property, is owned by a company.
Source: Monroe County and Webster Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 301 EXCHANGE BLVD, ROCHESTER, NY 14608-2755 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 815 RIDGE RD, WEBSTER, NY 14580-2410 |
| Document Number | 0000001176 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 301 EXCHANGE BLVD #200 ROCHESTER NY 146082755, 200, ROCHESTER, NY 14608-2755 |
| Document Number | 0000001176 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 028382/000249 |
| Instrument | 1176 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 4910 TIEDEMAN RD # 3RD, BROOKLYN, OH 44144-2338 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 815 Ridge Rd was $33,649, up 1.1% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,649.00 (+1.07%) | ||
| 2025 | $33,292.00 | $714,000 Land $200,000 Building $514,000 | $1,487,500 Land $416,667 Building $1,070,833 |
| 2023 | $714,000 (-) Land $200,000 Building $514,000 | $1,231,000 (+10.34%) Land $344,818 Building $886,182 | |
| 2022 | $714,000 Land $200,000 Building $514,000 | $1,115,600 Land $312,493 Building $803,107 | |
| 2021 | $31,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 815 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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