Caldwell County property record for 815 Powell Rd, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2002 |
| Lot Size | 0.514 acres (22,388 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Apr 2002) |
| Tax Bill | $1,239 (2026) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09110 4 12 |
| Primary APN | 09110 4 12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,300 sqft Heated Area |
| Gross Area | 2,708 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,388 sqft (0.514 acres) |
| Lot Dimensions | 193 ft deep x 116 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 116328 |
|---|---|
| Street Address | 815 POWELL RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-3739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1388 PG 84 YR 2002 ST 240.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30500 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 POWELL RD, LENOIR, NC 28645-3739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2002 · Amount on Record |
| Deed Sale | Apr 3, 2002 · Amount on Record |
| Prior Sale | Oct 26, 2001 · Amount on Record |
| Deed Book / Page | 1388 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 815 POWELL RD, LENOIR, NC 28645-3739 |
| Document Number | 0010039273 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 815 POWELL RD LENOIR NC 286453739, LENOIR, NC 28645-3739 |
| Document Number | 0010039273 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 001977/000756 |
| Instrument | 10039273 |
| Name | SUMMIT CU |
|---|---|
| Address | GREENSBORO, NC 27409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,239.00 (-25.63%) | $261,700 (-) Land $20,600 Building $241,100 | |
| 2025 | $1,666.00 (-9.16%) | $261,700 (+72.28%) Land $20,600 Building $241,100 | $261,700 (+72.28%) Land $20,600 Building $241,100 |
| 2023 | $151,900 (-) Land $20,600 Building $131,300 | $151,900 (-) Land $20,600 Building $131,300 | |
| 2022 | $1,834.00 | $151,900 Land $20,600 Building $131,300 | $151,900 Land $20,600 Building $131,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2005–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Skyline Telephone, Verizon.
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