815 Pine Way, Ramona, CA 92065 Property Records

San Diego County property record for 815 Pine Way, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1973
Lot Size	1.21 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Nov 2003)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`279-180-28-00`

Property Details

APN / Parcel Number

Primary APN	`279-180-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	53,143 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	815 PINE WAY
City	RAMONA
State	CA
Zip	92065-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 349 DOC29365REC72 IN S H OF N H OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	349
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1005
Census Tract	20812

Owner

Source: San Diego County records · APN 279-180-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	815 PINE WAY, RAMONA, CA 92065-1079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2003 · Amount on Record
Deed Sale	Nov 05, 2003 · Amount on Record
Prior Sale	Sep 07, 2001 · Amount on Record
Deed Document Number	20031340472
Prior Transfer Date	Jan 07, 2003
Prior Transfer Doc	0000046416
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2026
Property Address	815 PINE WAY, RAMONA, CA 92065-1079
Document Number	0000154278
Instrument Date	May 23, 2026
Instrument	2026154278
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000154278,
Date	May 29, 2026
Instrument	2026154278

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$471,298 (+2%) Land $203,020 Building $268,278
2025	$5,039.00 (+8.46%) Homeowner's exemption	$462,058 (+4.04%) Land $199,040 Building $263,018
2023	$4,646.00 (-2.48%) Homeowner's exemption	$444,117 Land $191,312 Building $252,805
2022	$4,764.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured (20 under condo master policies) 8 of 17 individual policies on primary residences

Wildfire

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	About 1 in 72 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.