815 Pine St, Owosso, MI 48867 Property Records

Shiawassee County property record for 815 Pine St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$157,560 (Apr 2026)
Tax Bill$1,874 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-060-005-006-00

Property Details

APN / Parcel Number

Primary APN050-060-005-006-00

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address815 PINE ST
CityOWOSSO
StateMI
Zip48867-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLK 5 S K BARNES ADD
Legal SubdivisionS K BARNES ADD
Legal Block5
Legal Lot Number6
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2024
Census Tract30400

Owner

Source: Shiawassee County records · APN 050-060-005-006-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address713 E GIBBS ST, SAINT JOHNS, MI 48879-1145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 27, 2026Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleDec 03, 2003 · Amount on Record
Deed Document Number20263402683
Deed Book / Page1338 / 105
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 27, 2026
Property Address815 PINE ST, OWOSSO, MI 48867-1627
Document Number0003402683
Book / Page1338 / 105
Instrument DateApr 17, 2026
Instrument2026.3402683
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$136,857.02
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003402684,
DateApr 27, 2026
Instrument2026.3402684
Lender
NameFLAGSTAR BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 27, 2026
Property Address815 PINE ST, OWOSSO, MI 48867-1627
Document Number0013380105
Book / Page1338 / 105
Instrument DateApr 17, 2026
Instrument20263402683
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyNATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$136,857.02
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003402684,
DateApr 27, 2026
Instrument20263402684
Lender
NameFLAGSTAR BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$48,000 (+8.6%)$96,000 (+8.6%)
2025$1,874.00 (+5.88%) Homeowner's exemption$44,200 (+22.1%)$88,400 (+22.1%)
2024$1,770.00
2023$1,770.00 Homeowner's exemption Additional exemption filed$36,200$72,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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