815 Pearl St, Boulder, CO 80302 Property Records

Boulder County property record for 815 Pearl St, Boulder, CO 80302

Property Summary

Property Type	Commercial
Details	4 bd · 2 ba · 1,806 sqft · built 1913
Lot Size	0.161 acres (6,991 sqft)
Owner	Company Name on File
Last Sale	$775,000 (Nov 1999)
Tax Bill	$41,350 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1461-25-4-00-024`

Property Details

APN / Parcel Number

Primary APN	`1461-25-4-00-024`
Alternative APNs	`R0002148` `0002148`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,806 sqft Gross Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	6,991 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0002148
Street Address	815 PEARL ST
City	BOULDER
State	CO
Zip	80302
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TRACT 304 LESS A BO 25-1N-71
Legal Range	71
Legal Township	1N
Legal Section	25
Legal Subdivision	TR, NBR 101-103,105,107,109,170
Legal Tract	304
Legal Block	1
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1000
Census Tract	12201

Owner

815 Pearl St, a commercial property, is owned by a company that bought it in November 1999.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Company Name on File
Mailing Address	831 PEARL ST, BOULDER, CO 80302-5007
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage FIRSTBANK
Sep 6, 2019	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Apr 1, 2019	Loan Modification, Mortgage FIRSTBANK
Apr 7, 2017	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 1999 · Amount on File
Deed Sale	Nov 18, 1999 · Amount on File
Prior Sale	Nov 4, 1998 · Amount on File
Deed Document Number	19992000470
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	815 PEARL ST, BOULDER, CO 80302
Document Number	0003822366
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	831 PEARL ST BOULDER CO 803025007, BOULDER, CO 80302-5007

Mortgage

Document Number	0003822366
Date	Oct 8, 2020
Instrument	3822366

Lender

Name	FIRSTBANK
Type	Bank
Address	12345 W COLFAX AVE, LAKEWOOD, CO 80215-3742

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2030

Interest

Rate	4%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 6, 2019
Property Address	815 PEARL ST, BOULDER, CO 80302
Document Number	0003734838
Instrument Date	Sep 1, 2019
Instrument	3734838
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	831 PEARL ST BOULDER CO 803025007, BOULDER, CO 80302-5007

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BOULDER CO
Property Address	815 PEARL ST, BOULDER, CO 80302
Document Number	0003707575
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	835 11TH ST BOULDER CO 80302, BOULDER, CO 80302

Mortgage

Document Number	0003707575
Date	Apr 17, 2019
Instrument	3707575

Lender

Name	FIRSTBANK
Type	Bank
Address	12345 W COLFAX AVE, LAKEWOOD, CO 80215-3742

Agreement

Amount	Amount on Record
Term	24 Months
Due	Apr 16, 2021

Interest

Rate	6.5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	815 PEARL ST, BOULDER, CO 80302
Document Number	0003585626
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	835 11TH ST BOULDER CO 803027514, BOULDER, CO 80302-7514

Mortgage

Document Number	0003585626
Date	Apr 10, 2017
Instrument	3585626

Lender

Name	FIRSTBANK
Type	Bank
Address	10403 W COLFAX AVE, LAKEWOOD, CO 80215-3811

Agreement

Amount	Amount on Record
Term	24 Months
Due	Apr 9, 2019

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 815 Pearl St was $41,350, down 1.5% from the year before.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,475 (-7.41%) Land $364,850 Building $46,625	$1,645,900 (-) Land $1,459,400 Building $186,500
2025	$41,350.00 (-1.52%)	$444,393 Land $394,038 Building $50,355	$1,645,900 Land $1,459,400 Building $186,500
2024	$41,989.00 (+1.82%)
2023	$41,240.00 (+23.57%)	$467,493 (+35.01%) Land $360,775 Building $106,718	$1,675,600 (+40.34%) Land $1,293,100 Building $382,500
2022	$33,375.00	$346,260 Land $287,100 Building $59,160	$1,194,000 Land $990,000 Building $204,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Pearl St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 units insured incl. 32 condo units
Nearby Flood Claims	16 (1994–2017)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2017 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Pearl St is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless · Fiber in parts of the area	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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