815 Parcel St, Monterey, CA 93940 Property Records

Monterey County property record for 815 Parcel St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,825 sqft · built 1959
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,287,000 (Jul 2024)
Tax Bill	$14,839 (2025)
Deeds & Mortgages	Dec 2023 Transfer May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-183-013-000`

Property Details

APN / Parcel Number

Primary APN	`001-183-013-000`
Alternative APN	`001-183-013`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1990
Architectural Style	Ranch
Construction Type	Frame
Lot Area	5,000 sqft (0.115 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-183-013
Street Address	815 PARCEL ST
City	MONTEREY
State	CA
Zip	93940-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOT 30 & 32 BLK 37
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	37
Legal Lot Number	30,32
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3007
Census Tract	12503

Owner

Source: Monterey County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 PARCEL ST, MONTEREY, CA 93940-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Correction Deed CHICAGO TITLE COMPANY
May 20, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 6, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	202426204
Prior Transfer Date	Jun 27, 2014
Prior Transfer Doc	0000031685
Record Updated	Oct 29, 2026

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 11, 2023
Property Address	815 PARCEL ST, MONTEREY, CA 93940-1504
Document Number	0000043158
Map Reference	VOL 1 PG 4
Instrument Date	Dec 7, 2023
Instrument	2023043158
Record Updated	Jan 16, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	815 PARCEL ST, MONTEREY, CA 93940-1504

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	815 PARCEL ST, MONTEREY, CA 93940-1504
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 PARCEL ST, MONTEREY, CA 93940-1504

Mortgage

Document Number	0000023400
Date	May 20, 2022
Instrument	2022023400

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2032

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 6, 2021
Property Address	815 PARCEL ST, MONTEREY, CA 93940-1504
Document Number	0000025018
Map Reference	VOL 1 PG 4
Instrument Date	Mar 19, 2021
Instrument	2021025018
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	815 PARCEL ST, MONTEREY, CA 93940-1504

Mortgage

Document Number	0000025019
Date	Apr 6, 2021
Instrument	2021025019

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,312,740 (+2%) Land $714,000 Building $598,740
2025	$14,839.00 (+27.71%)	$1,287,000 (+22.48%) Land $700,000 Building $587,000
2024	$11,619.00 (+1.37%)
2023	$11,462.00 (+1.39%)	$1,050,804 Land $624,240 Building $426,564
2022	$11,305.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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