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815 NW Flagler Ave, Apt 203, Stuart, FL 34994 Property Records

Martin County property record for 815 NW Flagler Ave, Apt 203, Stuart, FL 34994

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,393 sqft · built 2006
Owner2 Individual Names on File
Last Sale$557,000 (Feb 2024)
Tax Bill$8,589 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-37-41-023-003-0203.0-0-0000

Property Details

APN / Parcel Number

Primary APN32-37-41-023-003-0203.0-0-0000
Alternative APNs
  • 32-37-41-023-003-02030-0
  • 161828

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units13 Units
Stories1 Story
Building Area1,393 sqft Living Area
1st Floor Area1,393 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number161828
Street Address815 NW FLAGLER AVE, 203
CitySTUART
StateFL
Zip34994-1158
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 203 BLDG THREE - HARBORAGE YACHT THREE CONDO PER DOC IN OR 2253/2894
Legal Range41E
Legal Township37S
Legal Section32
Legal SubdivisionHARBORAGE YACHT CONDO
Legal Block2
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2020
Census Tract501

Owner

815 NW Flagler Ave, Apt 203 is owned by two individuals who bought it in February 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address133 THE MEWS, HADDONFIELD, NJ 08033-1344
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2024 · Amount on File
Deed SaleFeb 5, 2024 · Amount on File
Prior SaleMay 6, 2015 · Amount on File
Deed Document Number20243056387
Deed Book / Page3418 / 2215
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateFeb 5, 2024
Property Address815 NW FLAGLER AVE APT 203, 203, STUART, FL 34994-1158
Document Number0034182215
Book / Page3418 / 2215
Map ReferenceMB 2253 PG 2894
Instrument DateJan 31, 2024
Instrument3056387
Transaction TypeTransfer
Record UpdatedFeb 22, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,899.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 WESTBROOK AVE APT 1, 1, RICHMOND, VA 23227-3324

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 THE MEWS, HADDONFIELD, NJ 08033-1344

Mortgage

Document Number0034182218
DateFeb 5, 2024
Instrument3418/2218
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.5%
Type Change DateFeb 1, 2029
Change Frequency5 Years
Min Rate At Change7.25%
Max Rate At Change10.5%
Index5-Year TN
Margin3
Max Rate14.5%

Tax Assessment & Valuation

The 2025 property tax bill for 815 NW Flagler Ave, Apt 203 was $8,589, up 135.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,589.00 (+135.64%)$480,380 Building $480,380$480,380 Building $480,380
2024$3,645.00 (+3.29%)
2023$3,529.00 (+3.67%) Additional exemption filed$224,279 (+3%)$465,920 (+48.54%) Building $465,920
2022$3,404.00 Homeowner's exemption$217,747$313,670 Building $313,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 NW Flagler Ave, Apt 203 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 units insured
incl. 44 condo units
Nearby Flood Claims33 (1984–2020)
Claims Outside the SFHA6 of 33
Most Recent ClaimJun 2020 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 20 claims
  • Hurricane Irene, Oct 1999 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 NW Flagler Ave, Apt 203 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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