Delta County property record for 815 NW Cedar Ave, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1979 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Oct 2018) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002633 |
| Primary APN | R002633 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,092 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R002633 |
|---|---|
| Street Address | 815 NW CEDAR AVE |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 815 NW CEDAR AVE CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: ROCKWOOD SUBDIVISION BLOCK: 1 LOT: 2 TOTAL 0.2 AC+- LOT 2 BLK 1 ROCKWOOD SUB. SEC 20 T13S R94W 6PM BK 441 PG 1617 (R-345662) BK 462 PG 1573 (R-371741) BK 467 PG 1347(R-377042) BK 477 P |
| Legal Subdivision | ROCKWOOD SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 965201 |
815 NW Cedar Ave is owned and occupied by two individuals who bought it in October 2018.
Source: Delta County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 NW CEDAR AVE, CEDAREDGE, CO 81413-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Oct 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2018 · Amount on File |
| Deed Sale | Oct 9, 2018 · Amount on File |
| Prior Sale | Jul 28, 2003 · Amount on File |
| Deed Document Number | 2018706471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 10, 2026 |
| Property Address | 815 NW CEDAR AVE, CEDAREDGE, CO 81413-3508 |
| Document Number | 0000770057 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026770057 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | LAND TITLE GUARANTEE, LAND TITLE AND GUARANTEE COM |
| Name | Verified Name |
|---|---|
| Address | 815 NW CEDAR AVE, CEDAREDGE, CO 81413-3508 |
| Document Number | 0000770057, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 2026770057 |
| Name | CORNERSTONE HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 815 NW CEDAR AVE, CEDAREDGE, CO 81413-3508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 733056 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 733056 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 9, 2018 |
| Property Address | 815 NW CEDAR AVE, CEDAREDGE, CO 81413-3508 |
| Document Number | 0000706471 |
| Map Reference | MB4 PG74 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 706471 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 815 NW CEDAR AVE, CEDAREDGE, CO 81413-3508 |
| Document Number | 0000706472 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 706472 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 815 NW Cedar Ave was $1,027, up 24.9% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 (+24.94%) | $14,870 (+23.16%) Land $2,813 Building $12,057 | $237,904 Land $45,000 Building $192,904 |
| 2024 | $822.00 (+4.05%) | $12,074 (-) Land $1,848 Building $10,226 | |
| 2023 | $790.00 (+14%) | $12,074 (+16.65%) Land $1,848 Building $10,226 | $180,204 (+21%) Land $27,582 Building $152,622 |
| 2022 | $693.00 | $10,351 Land $2,016 Building $8,335 | $148,932 Land $29,000 Building $119,932 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 815 NW Cedar Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 815 NW Cedar Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GINTERS GROVE DOMESTIC WATER CORP private · serves 62 people · EPA ID CO0115310 |
|---|---|
| Water Source | Purchased surface water from TOWN OF CEDAREDGE |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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