815 NW 3rd Ave, Galva, IL 61434 Property Records

Henry County property record for 815 NW 3rd Ave, Galva, IL 61434

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,120 sqft · built 1930
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Jan 2020)
Tax Bill	$1,833 (2022)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-276-039`

Property Details

APN / Parcel Number

Primary APN	`24-28-276-039`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	108 ft deep x 107 ft wide
Garage Type	Carport
Garage Area	140 sqft
Carport	Carport
Carport Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	815 NW 3RD AVE
City	GALVA
State	IL
Zip	61434-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 16 & 17 BLK 2 ELDRIDGE ADD CITY OF GALVA
Legal Subdivision	ELDRIDGE ADD
Legal Block	2
Legal Lot Number	16,17
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	2
Census Block	2017
Census Tract	31100

Owner

815 NW 3rd Ave is owned and occupied by an individual who bought it in January 2020.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	815 NW 3RD AVE, GALVA, IL 61434-1011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jan 2, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Deed Document Number	20202000017
Prior Transfer Date	Sep 3, 2011
Prior Transfer Doc	0000006525
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	815 NW 3RD AVE, GALVA, IL 61434-1011
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003983
Date	Jun 28, 2021
Instrument	20-2103983

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jan 2, 2020
Property Address	815 NW 3RD AVE, GALVA, IL 61434-1011
Document Number	0000000017
Instrument Date	Dec 31, 2019
Instrument	17
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 NW 3RD AVE GALVA IL 614341011, GALVA, IL 61434-1011

Mortgage

Document Number	18
Date	Jan 2, 2020
Instrument	18

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	815 NW 3RD AVE, GALVA, IL 61434-1011
Document Number	0000003728
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 NW 3RD AVE GALVA IL 614341011, GALVA, IL 61434-1011

Mortgage

Document Number	0000003728
Date	Jul 29, 2019
Instrument	3728

Lender

Name	FARMERS & MECHANICS BK
Type	Bank
Address	BRIMFIELD, IL 61517

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.89%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$35,995 (+5.4%) Land $4,097 Building $31,898	$107,985 (+5.4%) Land $12,291 Building $95,694
2024		$34,151 Land $3,887 Building $30,264	$102,453 Land $11,661 Building $90,792
2022	$1,833.00 (+2.52%) Homeowner's exemption	$26,363 Land $3,354 Building $23,009	$79,089 Land $10,062 Building $69,027
2021	$1,788.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 NW 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 NW 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cambridge Telcom Services, Nextlink.

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