815 Normandy Rd, Clearwater, FL 33764 Property Records

Pinellas County property record for 815 Normandy Rd, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,718 sqft · built 1959
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Aug 2023)
Tax Bill	$7,361 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-2695-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-2695-5`
Alternative APNs	`13-29-15-22824-002-0050` `291513228240020050` `152913228240020050` `R140607`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,718 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	490 sqft
Deck Area	105 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R140607
Street Address	815 NORMANDY RD
City	CLEARWATER
State	FL
Zip	33764-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRUID PARK BLK 2, LOT 5
Legal Range	15E
Legal Township	29S
Legal Section	13
Legal Subdivision	DRUID PARK
Legal Tract	22824
Legal Block	2
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2002
Census Tract	26601

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 NORMANDY RD, CLEARWATER, FL 33764-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Balloon Mortgage BARRUS PHOTOGRAPHY AND RENOVATIONS INC
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 12, 2023	Warranty Deed, Transfer · Balloon Mortgage MARCELINO RAMIREZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	2023199844
Deed Book / Page	22522 / 2296
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	815 NORMANDY RD, CLEARWATER, FL 33764-4819
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 HILLSIDE DR, PALM HARBOR, FL 34683-2903

Mortgage

Document Number	0224050216
Date	Apr 12, 2023
Book Page	22405/216
Instrument	2023094572

Lender

Name	BARRUS PHOTOGRAPHY AND RENOVATIONS INC
Type	Non-Lending Institution
Address	DRAPER, UT 84020

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 2, 2023
Property Address	815 NORMANDY RD, CLEARWATER, FL 33764-4819
Document Number	0225222296
Book / Page	22522 / 2296
Map Reference	MB 39 PG 71
Instrument Date	Jul 31, 2023
Instrument	2023199844
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 SUNCREST DR, SAFETY HARBOR, FL 34695-2042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	815 NORMANDY RD, CLEARWATER, FL 33764-4819

Mortgage

Document Number	0225222298
Date	Aug 2, 2023
Instrument	22522/2298

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 12, 2023
Property Address	815 NORMANDY RD, CLEARWATER, FL 33764-4819
Document Number	0224050204
Book / Page	22405 / 204
Map Reference	MB 39 PG 71
Instrument Date	Apr 6, 2023
Instrument	2023094569
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 HARDING RD, NORTHFIELD, IL 60093-3420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 SUNCREST DR, SAFETY HARBOR, FL 34695-2042

Mortgage

Document Number	0022405206
Date	Apr 12, 2023
Instrument	22405/206

Lender

Name	MARCELINO RAMIREZ
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0224050211
Date	Apr 12, 2023
Book Page	22405/211
Instrument	2023094571

Lender

Name	DOMINGO LOPEZ
Type	Private Party
Address	5270 W WOODASH CIR, WEST VALLEY CITY, UT 84120

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,361.00 (+51.27%) Homeowner's exemption	$422,730 (+67.43%)	$422,797 (+67.46%) Land $115,215 Building $307,582
2023	$4,866.00 (+404.77%)	$252,480 (+172.85%)	$252,480 (+46.36%) Land $128,744 Building $123,736
2022	$964.00 Homeowner's exemption Widower's exemption	$92,533	$172,502 Land $126,084 Building $46,418

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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