815 NE 2nd St, Cedaredge, CO 81413 Property Records

Delta County property record for 815 NE 2nd St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$372,000 (Jul 2026)
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R002456`

Property Details

APN / Parcel Number

Primary APN	`R002456`
Alternative APN	`319320105003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,546 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Radiant
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R002456
Street Address	815 NE 2ND ST
City	CEDAREDGE
State	CO
Zip	81413-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	815 NE 2ND ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: MARJO HEIGHTS BLK B LOT: 20 TOTAL AC 0.29+- LOT 20 BLK B MARJO HEIGHTS SEC 20 T13S R94W 6PM BK 449 PG 1555 (R-355579) BK 455 PG 613 (R-362642) BK 461 PG 524 (R-369819) BK 472 PG 173 (R-37
Legal Subdivision	MARJO HEIGHTS BLK B
Legal Block	B
Legal Lot Number	20
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1003
Census Tract	965201

Owner

Source: Delta County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	815 NE 2ND ST, CEDAREDGE, CO 81413-3019
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Aug 19, 2024 · Amount on Record
Deed Document Number	2026769106
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jul 27, 2026
Property Address	815 NE 2ND ST, CEDAREDGE, CO 81413-3019
Document Number	0000769106
Instrument Date	Jul 27, 2026
Instrument	2026769106
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,757.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	815 NE 2ND ST, CEDAREDGE, CO 81413-3019

Mortgage

Document Number	0000769107,
Date	Jul 27, 2026
Instrument	2026769107

Lender

Name	MOUNTAIN VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.35%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,349.00 (+27.63%)	$19,542 (+25.91%) Land $2,813 Building $16,729	$312,663 (+34.97%) Land $45,000 Building $267,663
2024	$1,057.00 (+4.04%)	$15,521 (-) Land $2,166 Building $13,355
2023	$1,016.00 (+2.52%)	$15,521 (+4.89%) Land $2,166 Building $13,355	$231,653 (+8.81%) Land $32,325 Building $199,328
2022	$991.00	$14,797 Land $2,016 Building $12,781	$212,899 Land $29,000 Building $183,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20