Kane County property record for 815 N Spring St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1939 |
| Square Footage | 1,599 sqft Living Area |
| Lot Size | 10,711 sqft (0.246 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2007) |
| Tax Bill | $8,041.00 (2025) |
Source: Kane County records · APN 06-12-156-008
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 N SPRING ST, ELGIN, IL 60120-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2007 · Amount on Record |
| Deed Sale | Nov 07, 2007 · Amount on Record |
| Prior Sale | Jul 02, 2002 · Amount on Record |
| Deed Doc Number | 2007111847 |
| Prior Transfer Date | Oct 20, 2003 |
| Prior Transfer Doc | 0000203333 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 815 N SPRING ST, ELGIN, IL 60120-2913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000050791 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020K050791 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,041.00 (+15.86%) Homeowner's exemption | ||
| 2024 | $104,449 (+21.39%) Land $19,320 Building $85,129 | $313,472 (+21.44%) Land $57,983 Building $255,489 | |
| 2022 | $6,940.00 (+4.5%) Homeowner's exemption | $86,042 (+6.96%) Land $15,915 Building $70,127 | $258,126 (+6.96%) Land $47,745 Building $210,381 |
| 2021 | $6,641.00 Homeowner's exemption | $80,443 Land $14,879 Building $65,564 | $241,329 Land $44,637 Building $196,692 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-12-156-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 2,638 sqft Gross Area |
| Basement Area | 1,039 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Victorian Style |
| Construction Type | Frame Construction |
| Lot Area | 10,711 sqft (0.246 acres) |
| Depth X Width | 162 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 815 N SPRING ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2913 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 2ND ADDN LOT 3 BLOCK 1 |
| Legal Subdivision | GROTE&WALDRONS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 850800 |
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