815 N Broad St, Cairo, GA 39828 Property Records

Grady County property record for 815 N Broad St, Cairo, GA 39828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,892 sqft · built 1923
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Oct 2017)
Tax Bill	$4,755 (2025)
Deeds & Mortgages	May 2019 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0210044`

Property Details

APN / Parcel Number

Primary APN	`C0210044`
Alternative APN	`11573`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,892 sqft Heated Area
1st Floor Area	2,910 sqft
2nd Floor Area	982 sqft
Flooring	Tile
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	201 ft deep x 209 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	399 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	198 sqft
Patio Area	172 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11573
Old Parcel Number	C0210044
Street Address	815 N BROAD ST
City	CAIRO
State	GA
Zip	39828-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDLOT:21 DIST:18 SUBD:SUNSET PARK
Legal Subdivision	SUNSET PARK
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	5
Census Block	5022
Census Tract	950300

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1420 PARALLEL DR NW, CAIRO, GA 39828-1553
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF DECATUR COUNTY
Sep 29, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Oct 12, 2015
Deed Document Number	0000823561
Deed Book / Page	823 / 561
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	823/561
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	815 N BROAD ST, CAIRO, GA 39828-1610
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 N BROAD ST, CAIRO, GA 39828-1610

Mortgage

Document Number	0000000849/0000000233
Date	May 28, 2019
Book Page	0000000849/0000000233

Lender

Name	FIRST NATIONAL BANK OF DECATUR COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2024

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Sep 29, 2017
Property Address	815 N BROAD ST, CAIRO, GA 39828-1610
Document Number	823/561
Book / Page	823 / 561
Instrument Date	Sep 29, 2017
Instrument	2017-000748
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 TIRED CREEK RD, WHIGHAM, GA 39897-3435

Mortgage

Document Number	823/563
Date	Oct 2, 2017
Book Page	823/563

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cairo City
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,755.00 (-26.1%)	$185,816 (+13.92%) Land $10,080 Building $175,736	$464,540 (+13.92%) Land $25,200 Building $439,340
2024	$6,434.00 (+337.99%)	$163,104 (+310.7%) Land $7,392 Building $155,712	$407,760 (+310.7%) Land $18,480 Building $389,280
2023	$1,469.00 (+3.31%)	$39,714 (-) Land $10,768 Building $28,946	$99,285 (-) Land $26,919 Building $72,366
2022	$1,422.00	$39,714 Land $10,768 Building $28,946	$99,285 Land $26,919 Building $72,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRO serves 9,637 people · EPA ID GA1310000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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