Hamilton County property record for 815 Moss St, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,832 sqft · built 2023 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (May 2024) |
| Tax Bill | $2,405 (2025) |
| Deeds & Mortgages | May 2024 Sale Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147H E 025 |
| Primary APN | 147H E 025 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,832 sqft Building Perimeter |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Lot Dimensions | 700 ft deep x 175 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000079203 |
|---|---|
| Street Address | 815 MOSS ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 29&50 LOOMIS 80 ACRE TRACT PB2 PG16 |
| Legal Subdivision | LOOMIS 80 ACRE TRACT |
| Legal Lot Number | 29,50 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3200 |
815 Moss St is owned and occupied by an individual who bought it in May 2024.
Source: Hamilton County records, as of March 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 MOSS ST, CHATTANOOGA, TN 37411-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2024 | Warranty Deed, Transfer CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC |
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Apr 22, 2022 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| May 17, 2021 | Warranty Deed, Transfer FIRST TITLE |
| Sep 13, 2018 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Jul 31, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on File |
| Deed Sale | May 9, 2024 · Amount on File |
| Prior Sale | Apr 22, 2022 · Amount on File |
| Deed Document Number | 202416 |
| Deed Book / Page | 13587 / 591 |
| Prior Transfer Date | Jul 24, 2000 |
| Prior Transfer Doc | 5941432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 9, 2024 |
| Property Address | 815 MOSS ST, CHATTANOOGA, TN 37411-1327 |
| Document Number | 0000000016 |
| Book / Page | 13587 / 591 |
| Map Reference | MB 2 PG 16 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024050900016 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,275.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 MOSS ST, CHATTANOOGA, TN 37411-1327 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 815 MOSS ST, CHATTANOOGA, TN 37411-1327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6204 LOUISIANA AVE B, B, NASHVILLE, TN 37209-1329 |
| Document Number | 0000000409 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 12991/767 |
| Instrument | 2022061300409 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 3, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 22, 2022 |
| Property Address | 815 MOSS ST, CHATTANOOGA, TN 37411-1327 |
| Document Number | 0000000181 |
| Book / Page | 12931 / 346 |
| Map Reference | MB 2 PG 16 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022042200181 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6204 LOUISIANA AVE # B, B, NASHVILLE, TN 37209-1329 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 17, 2021 |
| Property Address | 815 MOSS ST, CHATTANOOGA, TN 37411-1327 |
| Document Number | 0000000221 |
| Book / Page | 12487 / 624 |
| Map Reference | MB 2 PG 16 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021051700221 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5808 N PARK RD, HIXSON, TN 37343-4619 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 13, 2018 |
| Property Address | 815 MOSS ST, CHATTANOOGA, TN 37411-1327 |
| Document Number | 0913000161 |
| Book / Page | 011452 / 000297 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 180913000161 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 27 W 51ST ST CHATTANOOGA TN 374102202, CHATTANOOGA, TN 37410-2202 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 31, 2017 |
| Property Address | 815 MOSS ST, CHATTANOOGA, TN 37411-1327 |
| Document Number | 0000000146 |
| Book / Page | 011115 / 000146 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 146 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 815 MOSS ST CHATTANOOGA TN 37411, CHATTANOOGA, TN 37411 |
The 2025 property tax bill for 815 Moss St was $2,405, up 20.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,405.00 (+20.19%) | $158,675 (+77.34%) | $634,700 (+77.34%) Land $53,300 Building $581,400 |
| 2024 | $2,001.00 (+1,463.28%) | $89,475 (+1,456.09%) | $357,900 (+1,456.09%) Land $23,000 Building $334,900 |
| 2023 | $128.00 | $5,750 (-) | $23,000 (-) Land $23,000 |
| 2022 | $128.00 | $5,750 | $23,000 Land $23,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 815 Moss St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 815 Moss St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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