815 Monroe Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 815 Monroe Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 633 sqft · built 1942
Lot Size	0.122 acres (5,332 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (May 2004)
Tax Bill	$2,570 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-31173-600`

Property Details

APN / Parcel Number

Primary APN	`05-31173-600`
Alternative APN	`0106 00255`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	633 sqft Living Area
1st Floor Area	633 sqft
Family Room	Family Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,332 sqft (0.122 acres)
Lot Dimensions	130 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 MONROE AVE
City	LANCASTER
State	OH
Zip	43130-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLE MARTIN TOWSON ADD LOT 358
Legal Subdivision	COLE MARTIN TOWSON ADD
Legal Lot Number	358
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2012
Census Tract	31700

Owner

815 Monroe Ave is owned and occupied by an individual who acquired it in September 2017.

Source: Fairfield County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	815 MONROE AVE, LANCASTER, OH 43130-2334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2004 · Amount on File
Deed Sale	May 14, 2004 · Amount on File
Prior Sale	Jun 29, 1994 · Amount on File
Deed Document Number	200414272
Deed Book / Page	1341 / 3727
Last Transfer Date	Sep 29, 2017
Transfer Doc	0000018695
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	815 MONROE AVE, LANCASTER, OH 43130-2334
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020267
Date	Nov 25, 2025
Instrument	202500020267

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	555 OFFICENTER PL, GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	815 MONROE AVE, LANCASTER, OH 43130-2334
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010549
Date	Jul 12, 2023
Instrument	202300010549

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 5, 2017
Property Address	815 MONROE AVE, LANCASTER, OH 43130-2334
Document Number	0000018695
Book / Page	001749 / 002173
Instrument Date	Sep 29, 2017
Instrument	18695
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 MONROE AVE LANCASTER OH 431302334, LANCASTER, OH 43130-2334

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,910 Land $9,580 Building $33,330	$122,600 Land $27,380 Building $95,220
2024	$2,570.00 (+142.91%)
2023	$1,058.00 Homeowner's exemption	$28,590 (-) Land $5,820 Building $22,770
2022	Homeowner's exemption	$28,590 Land $5,820 Building $22,770	$81,690 Land $16,630 Building $65,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Monroe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 815 Monroe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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