815 Miller Rd, Benson, NC 27504 Property Records

Harnett County property record for 815 Miller Rd, Benson, NC 27504

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,476 sqft · built 2007
Lot Size	5.34 acres (232,610 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jul 2020)
Tax Bill	$4,464 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500037470`

Property Details

APN / Parcel Number

Primary APN	`1500037470`
Alternative APN	`021529 0022 04`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,476 sqft Heated Area
1st Floor Area	2,863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	232,610 sqft (5.34 acres)
Garage Area	590 sqft
Porch	Porch
Porch Area	168 sqft
Patio Area	5,289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500037470
Street Address	815 MILLER RD
City	BENSON
State	NC
Zip	27504-6437
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA30
Legal Description	LT#3 5.34 ACS T C MILLER PC#E-84A
Legal Subdivision	T C MILLER
Legal Lot Number	3
Jurisdiction	HARNETT NC
Township / Civil Division	AVERASBORO
Census Block Group	1
Census Block	1003
Census Tract	70300

Owner

815 Miller Rd, a rural home, is owned and occupied by two individuals who bought it in July 2020.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 MILLER RD, BENSON, NC 27504-6437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 29, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Apr 20, 2007 · Amount on File
Deed Document Number	202012796
Deed Book / Page	3845 / 997
Prior Transfer Date	Apr 19, 2007
Prior Transfer Doc	0000007119
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	815 MILLER RD, BENSON, NC 27504-6437
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012182
Date	Jul 26, 2023
Book Page	4201/974
Instrument	2023012182

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 29, 2020
Property Address	815 MILLER RD, BENSON, NC 27504-6437
Document Number	0000012796
Book / Page	003845 / 000997
Instrument Date	Jul 28, 2020
Instrument	12796
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	815 MILLER RD BENSON NC 275046437, BENSON, NC 27504-6437

Mortgage

Document Number	12797
Date	Jul 29, 2020
Book Page	003845/000999
Instrument	12797

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 815 Miller Rd was $4,464, up 18.8% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,464.00 (+18.82%)	$613,732 (+12.12%)	$613,732 (+12.12%) Land $91,910 Building $521,822
2025	$3,757.00	$547,402	$547,402 Land $87,730 Building $459,672
2023	$3,364.00 Veteran's exemption	$493,692	$493,692 Land $87,730 Building $405,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Miller Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Miller Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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