815 Mescal Ct, Salinas, CA 93905 Property Records

Monterey County property record for 815 Mescal Ct, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,823 sqft · built 1999
Lot Size	0.122 acres (5,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Dec 2009)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	May 2024 Line of Credit May 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`153-511-043-000`

Property Details

APN / Parcel Number

Primary APN	`153-511-043-000`
Alternative APN	`153-511-043`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	5,332 sqft (0.122 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-511-043
Street Address	815 MESCAL CT
City	SALINAS
State	CA
Zip	93905-4474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPARRAL SUBDIVISION UNIT NO 4 VOL 20 C&T PG 5 TRACT 1305 LOT 43 BLK 10
Legal Subdivision	CHAPARRAL SUBDIVISION UNIT NO 4
Legal Tract	1305
Legal Block	10
Legal Lot Number	43
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2002
Census Tract	10604

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 MESCAL CT, SALINAS, CA 93905-4474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit KIND LENDING LLC
May 10, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Dec 10, 2018	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2009 · Amount on Record
Deed Sale	Dec 22, 2009 · Amount on Record
Prior Sale	Oct 6, 2009 · Amount on Record
Deed Document Number	200981196
Last Transfer Date	Jan 29, 2010
Transfer Doc	0000013828
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	815 MESCAL CT, SALINAS, CA 93905-4474
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 MESCAL CT, SALINAS, CA 93905-4474

Mortgage

Document Number	0000015437
Date	May 2, 2024
Instrument	2024015437

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	815 MESCAL CT, SALINAS, CA 93905-4474
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024934
Date	May 10, 2017
Instrument	2017024934

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	815 MESCAL CT, SALINAS, CA 93905-4474
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055631
Date	Dec 10, 2018
Instrument	2018055631

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	815 MESCAL CT, SALINAS, CA 93905-4474
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 MESCAL CT, SALINAS, CA 93905-4474

Mortgage

Document Number	0000052465
Date	Oct 1, 2020
Instrument	2020052465

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$335,724 (+2%) Land $78,989 Building $256,735
2025	$4,323.00 (-1.62%) Homeowner's exemption	$329,142 (+4.04%) Land $77,441 Building $251,701
2023	$4,394.00 (+10.65%) Homeowner's exemption	$316,363 Land $74,435 Building $241,928
2022	$3,971.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks.

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