815 McVey St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 815 McVey St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,132 sqft · built 2005
Lot Size	0.594 acres (25,854 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (May 2019)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099031001001003006`

Property Details

APN / Parcel Number

Primary APN	`099031001001003006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	2,132 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,854 sqft (0.594 acres)
Lot Dimensions	277 ft deep x 93 ft wide

Location & Zoning

Street Address	815 MCVEY ST
City	MOUNT VERNON
State	MO
Zip	65712-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC VEY,815; LT 4, RAVEN RIDGE ESTATES - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	RAVEN RIDGE ESTATES
Legal Lot Number	4
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3001
Census Tract	470202

Owner

815 McVey St is owned and occupied by two individuals who bought it in May 2019.

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 1, 2019	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jan 20, 2017	Warranty Deed, Transfer · VA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Prior Sale	Jan 20, 2017 · Amount on File
Deed Document Number	20191876
Deed Book / Page	455 / 1854
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	451/5351
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203

Mortgage

Document Number	00202/5047
Date	Nov 14, 2023
Book Page	202/5047
Instrument	2023005047

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203

Mortgage

Document Number	00457/2562
Date	Apr 28, 2021
Book Page	457/2562
Instrument	2021-00002571

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 1, 2019
Property Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203
Document Number	455/1854
Book / Page	455 / 1854
Instrument Date	May 1, 2019
Instrument	2019-00001876
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203

Mortgage

Document Number	201900001877
Date	May 1, 2019
Instrument	2019-00001877

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jan 20, 2017
Property Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203
Document Number	453/0284
Book / Page	453 / 0284
Instrument Date	Sep 2, 2016
Instrument	2017-00000305
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 MCVEY ST, MOUNT VERNON, MO 65712-1203

Mortgage

Document Number	201700000306
Date	Jan 20, 2017
Instrument	2017-00000306

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 815 McVey St was $2,171, up % from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,170 (-) Land $3,150 Building $41,020
2025	$2,171.00 (+0.05%)	$44,170 Land $3,150 Building $41,020	$211,263
2024	$2,170.00 (+12.26%)
2023	$1,933.00 (+7.15%)	$39,120 Land $3,150 Building $35,970	$205,895
2022	$1,804.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 McVey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 McVey St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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