815 Locust Rd, Wilmette, IL 60091 Property Records

Cook County property record for 815 Locust Rd, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,372 sqft · built 1957
Lot Size	0.195 acres (8,503 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Dec 2020)
Tax Bill	$12,480 (2023)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-32-104-056`

Property Details

APN / Parcel Number

Primary APN	`05-32-104-056`
Alternative APN	`05-32-104-056-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,503 sqft (0.195 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	815 LOCUST RD
City	WILMETTE
State	IL
Zip	60091-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L (COOPERS) SUB (UNIT1) A SUB OF SH & S69.70FT OF E16 2.38FT OF NH OF E5ACS OF S10ACS OF NH OF NE OF NW OF SEC32 IN COUNTY CL
Legal Range	13E
Legal Township	42N
Legal Section	32
Legal Subdivision	COOPERS SUB UNIT1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1004
Census Tract	800900

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 LOCUST RD, WILMETTE, IL 60091-3018
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer · Conventional with PMI KEY MTG SVCS
May 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NUMARK CU
Feb 17, 2021	Affidavit of Death of Joint Tenant, Transfer CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Aug 27, 1996 · Amount on Record
Deed Document Number	202035068
Prior Transfer Date	May 23, 2020
Prior Transfer Doc	0000025035
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 15, 2020
Property Address	815 LOCUST RD, WILMETTE, IL 60091-2203
Document Number	2035035068
Instrument Date	Nov 5, 2020
Instrument	35035068
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 LOCUST RD WILMETTE IL 600912203, WILMETTE, IL 60091-2203

Mortgage

Document Number	2035035069
Date	Dec 15, 2020
Instrument	35035069

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	815 LOCUST RD, WILMETTE, IL 60091-2203
Document Number	2019720180
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 LOCUST RD WILMETTE IL 600912203, WILMETTE, IL 60091-2203

Mortgage

Document Number	2019720180
Date	Jul 15, 2020
Instrument	19720180

Lender

Name	NUMARK CU
Type	Credit Union
Address	CREST HILL, IL 60403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Feb 17, 2021
Property Address	815 LOCUST RD, WILMETTE, IL 60091-2203
Document Number	0004825035
Instrument Date	May 23, 2020
Instrument	2104825035
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 LOCUST RD, WILMETTE, IL 60091-2203

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 (-5.45%) Land $17,856 Building $34,144	$520,000 (-5.45%) Land $178,560 Building $341,440
2023	$12,480.00 (+5.66%)
2022	$11,812.00 Homeowner's exemption	$54,999 Land $14,880 Building $40,119	$549,990 Land $148,800 Building $401,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1978–2014)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Jul 2014 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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