Hamblen County property record for 815 Lakeshore Rd, Talbott, TN 37877
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 3,016 sqft · built 1979 |
| Lot Size | 113 acres (4,922,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jul 1999) |
| Tax Bill | $1,743 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 047J-C-003.00 |
| Primary APN | 047J-C-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,016 sqft Gross Area |
| 1st Floor Area | 1,508 sqft |
| Basement Area | 1,508 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,922,280 sqft (113 acres) |
| Lot Dimensions | 251 ft deep x 113 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 25 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 815 LAKESHORE RD |
|---|---|
| City | TALBOTT |
| State | TN |
| Zip | 37877-8924 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B |
| Legal Description | WINSTEAD RAYMOND PROP PB: C PG: 118 LOT: 3 127.60 X 234.32; IRR. |
| Legal Subdivision | WINSTEAD RAYMOND PROP |
| Legal Lot Number | 3 |
| Jurisdiction | HAMBLEN TN |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 101100 |
Source: Hamblen County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 808 DOGWOOD LN, TALBOTT, TN 37877-8310 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1999 · Amount on Record |
| Deed Sale | Jul 9, 1999 · Amount on Record |
| Prior Sale | Aug 30, 1994 · Amount on Record |
| Deed Book / Page | 704 / 719 |
| Transfer Doc | 0417000103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMBLEN TN |
| Recording Date | Jul 6, 2026 |
| Property Address | 815 LAKESHORE RD, TALBOTT, TN 37877-8924 |
| Document Number | 0000056402 |
| Book / Page | 2211 / 487 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202656402 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 815 LAKESHORE RD, TALBOTT, TN 37877-8924 |
| Document Number | 0000056402, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 2211/487 |
| Instrument | 202656402 |
| Name | CITIZENS NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 26, 2031 |
| Max Rate | -1% |
|---|
Source: Hamblen County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamblen County |
| Unified School District | Hamblen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,743.00 (+63.97%) | $118,560 (+119.72%) Land $17,640 Building $100,920 | $296,400 (+119.72%) Land $44,100 Building $252,300 |
| 2023 | $53,960 (-) Land $9,640 Building $44,320 | ||
| 2022 | $1,063.00 | $53,960 Land $9,640 Building $44,320 | $134,900 (-) Land $24,100 Building $110,800 |
| 2020 | $134,900 Land $24,100 Building $110,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014 |
|---|---|
| Water Source | Purchased surface water from MORRISTOWN UTILITIES COMMISSION |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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