815 Kingsgate Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 815 Kingsgate Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 3,060 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Apr 2019)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T051700080`

Property Details

APN / Parcel Number

Primary APN	`T051700080`
Alternative APN	`4-069B-9565-00-0008.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,060 sqft Living Area
Gross Area	4,406 sqft
1st Floor Area	1,960 sqft
Basement Area	1,942 sqft
Finished Basement	1,100 sqft
Unfinished Basement	842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T051700080
Street Address	815 KINGSGATE DR
City	O FALLON
State	MO
Zip	63368-4799
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGSGATE LOT 8
Legal Subdivision	KINGSGATE
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3027
Census Tract	311153

Owner

815 Kingsgate Dr, a condominium, is owned by a company that bought it in April 2019.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	815 KINGSGATE DR, O FALLON, MO 63368-4799
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Apr 26, 2019	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Mar 17, 2018	Deed of Trust, Mortgage FIRSTBANK/JEFFERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on File
Deed Sale	Apr 26, 2019 · Amount on File
Prior Sale	Aug 22, 2007 · Amount on File
Deed Document Number	2019193280
Deed Book / Page	7064 / 2460
Prior Transfer Date	Jan 24, 2019
Prior Transfer Doc	0000038220
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	815 KINGSGATE DR, O FALLON, MO 63368-4799
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000549020
Date	Oct 3, 2019
Book Page	7155/0910
Instrument	20191003000549020

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	815 KINGSGATE DR, O FALLON, MO 63368-4799
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 KINGSGATE DR, O FALLON, MO 63368-4799

Mortgage

Document Number	0000087176
Date	Nov 10, 2020
Instrument	2020R-087176

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 26, 2019
Property Address	815 KINGSGATE DR, O FALLON, MO 63368-4799
Document Number	0000193280
Book / Page	7064 / 2460
Map Reference	MB 41 PG 58
Instrument Date	Apr 23, 2019
Instrument	20190426000193280
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	815 KINGSGATE DR, O FALLON, MO 63368-4799

Mortgage

Document Number	0000193290
Date	Apr 26, 2019
Instrument	20190426000193290

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	815 KINGSGATE DR, O FALLON, MO 63368-4799
Document Number	0068961492
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	815 KINGSGATE DR O FALLON MO 633684799, O FALLON, MO 63368-4799

Mortgage

Document Number	0068961492
Date	Mar 27, 2018
Book Page	006896/001492
Instrument	161280

Lender

Name	FIRSTBANK/JEFFERSON
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$97,965	$515,606 Building $515,606
2023	$87,140
2022		$458,632 Building $458,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 Kingsgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Kingsgate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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