815 Ivy Trce, Ballwin, MO 63021 Property Records

St. Louis County property record for 815 Ivy Trce, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,962 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,999 (Nov 2019)
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25Q-13-0795`

Property Details

APN / Parcel Number

Primary APN	`25Q-13-0795`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,962 sqft Living Area
Gross Area	3,362 sqft
1st Floor Area	1,408 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	60 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	225 sqft
Patio Area	225 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 IVY TRCE
City	BALLWIN
State	MO
Zip	63021-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	IVY TRACE 25Q411102 3 24 88 LOT 16
Legal Subdivision	IVY TRACE
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1008
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 IVY TRCE, BALLWIN, MO 63021-8422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 1, 2019	Warranty Deed, Transfer F&B ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	2019799
Deed Book / Page	23772 / 5089
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	815 IVY TRCE, BALLWIN, MO 63021-8422
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 IVY TRCE, BALLWIN, MO 63021-8422

Mortgage

Document Number	0252500624
Date	Dec 2, 2021
Book Page	25250/624
Instrument	2021120200095

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	815 IVY TRCE, BALLWIN, MO 63021-8422
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 IVY TRCE, BALLWIN, MO 63021-8422

Mortgage

Document Number	2023061600365
Date	Jun 16, 2023
Instrument	2023061600365

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	815 IVY TRCE, BALLWIN, MO 63021-8422
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 IVY TRCE, BALLWIN, MO 63021-8422

Mortgage

Document Number	0246161178
Date	Jan 26, 2021
Book Page	24616/1178
Instrument	2021012601017

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 1, 2019
Property Address	815 IVY TRCE, BALLWIN, MO 63021-8422
Document Number	0237725089
Book / Page	023772 / 005089
Instrument Date	Oct 25, 2019
Instrument	799
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	815 IVY TRCE BALLWIN MO 630218422, BALLWIN, MO 63021-8422

Mortgage

Document Number	237725092
Date	Nov 1, 2019
Book Page	023772/005092
Instrument	800

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,890 (-) Land $29,070 Building $52,820	$431,000 (-) Land $153,000 Building $278,000
2025	$5,596.00 (+5.05%)	$81,890 (+11.05%) Land $29,070 Building $52,820	$431,000 (+11.05%) Land $153,000 Building $278,000
2024	$5,327.00 (+1.41%)
2023	$5,253.00 (+4.12%)	$73,740 (+14.22%) Land $19,380 Building $54,360	$388,100 (+14.21%) Land $102,000 Building $286,100
2022	$5,045.00	$64,560 Land $19,380 Building $45,180
2021			$339,800 Land $102,000 Building $237,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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