Pontotoc County property record for 815 Howard St, Ada, OK 74820 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2014 |
| Square Footage | 924 sqft Living Area |
| Lot Size | 304,920 sqft (7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $79,000 (2018) |
| Tax Bill | $1,001.00 (2025) |
Source: Pontotoc County records · APN 13758
Assessment roll updated January 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 HOWARD ST, ADA, OK 74820-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Apr 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Jun 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2018 · Amount on Record |
| Deed Sale | Apr 09, 2018 · Amount on Record |
| Prior Sale | Jun 26, 2017 · Amount on Record |
| Deed Doc Number | 20181986 |
| Deed Book / Page | 3207 / 125 |
| Prior Transfer Date | May 12, 2015 |
| Prior Transfer Doc | 002931/299 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 815 HOWARD ST, ADA, OK 74820-1816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3528/206 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 3528/206 |
| Instrument | 2021-004768 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Apr 09, 2018 |
| Property Address | 815 HOWARD ST, ADA, OK 74820-1816 |
| Document Number | 003207/125 |
| Book / Page | 3207 / 125 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 2018-001986 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 HOWARD ST, ADA, OK 74820-1816 |
| Document Number | 2018001987 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 2018-001987 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jun 26, 2017 |
| Property Address | 815 HOWARD ST, ADA, OK 74820-1816 |
| Document Number | 003128/282 |
| Book / Page | 3128 / 282 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017-003195 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1418 WILLOW BROOK ST, ADA, OK 74820-8511 |
| Document Number | 2017003196 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 2017-003196 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Pontotoc County records · Assessment roll updated January 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 (+1.21%) Homeowner's exemption | $10,617 (+3%) Land $1,545 Building $9,072 | $107,638 (+16.5%) Land $15,000 Building $92,638 |
| 2024 | $989.00 (+6.46%) Homeowner's exemption | $10,308 (+3%) Land $1,500 Building $8,808 | $92,390 (+9.27%) Land $12,500 Building $79,890 |
| 2023 | $929.00 Homeowner's exemption | $10,008 Land $1,500 Building $8,508 | $84,549 Land $12,500 Building $72,049 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (40123C), updated July 17, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 9% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 13758 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 924 sqft Living Area |
| 1st Floor | 924 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 32 sqft Utility Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 304,920 sqft (7 acres) |
| Depth X Width | 119 ft x 63 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 209 sqft Garage |
| Carport | Carport |
| Carport Area | 209 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 32 sqft Shed |
| Patio Area | 52 sqft Patio |
| Porch | Open Porch |
| Porch Area | 52 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 13758 |
|---|---|
| Street Address | 815 HOWARD ST |
| City | ADA |
| State | OK |
| Zip | 74820-1816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 2 HOWARD THOMPSON |
| Legal Subdivision | HOWARD THOMPSON -ADA SD- SE 27-4-6 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | PONTOTOC OK |
| Minor Civil Division | ADA |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 88900 |
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