815 Honeyhill Ln, Tryon, NC 28782 Property Records

Polk County property record for 815 Honeyhill Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,346 sqft · built 2005
Lot Size	29.5 acres (1,287,634 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,574 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P85-163`

Property Details

APN / Parcel Number

Primary APN	`P85-163`
Alternative APN	`27021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,346 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	1,287,634 sqft (29.5 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27021
Street Address	815 HONEYHILL LN
City	TRYON
State	NC
Zip	28782-6763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #4, 0H28 HONEYHILL COVE S/D
Legal Subdivision	HONEYHILL COVE S/D
Legal Lot Number	4
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2016
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 HONEYHILL LN, TRYON, NC 28782-6763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 1999
Deed Sale	May 25, 1999
Prior Sale	May 25, 1999 · Amount on Record
Deed Book / Page	250 / 756
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Apr 14, 2026
Property Address	815 HONEYHILL LN, TRYON, NC 28782-6763
Document Number	0498002480
Book / Page	498 / 2480
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 HONEYHILL LN, TRYON, NC 28782-6763

Mortgage

Document Number	0498002480,
Date	Apr 14, 2026
Book Page	498/2480

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	815 HONEYHILL LN, TRYON, NC 28782-6763
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00470/1219
Date	Jun 6, 2022
Book Page	470/1219

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,574.00	$1,831,660 (-) Land $651,330 Building $1,180,330	$1,831,660 (-) Land $651,330 Building $1,180,330
2025	$9,574.00 (+20.61%)	$1,831,660 (+46.93%) Land $651,330 Building $1,180,330	$1,831,660 (+46.93%) Land $651,330 Building $1,180,330
2023	$7,938.00	$1,246,581 Land $348,100 Building $898,481
2021			$1,246,581 Land $348,100 Building $898,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Windstream DSL	25 / 3

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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