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815 Hidden Spring Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 815 Hidden Spring Dr, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,085 sqft · built 2002
Lot Size0.25 acres (10,890 sqft)
Owner2 Company Names on File
Last Sale$237,500 (Sep 2012)
Tax Bill$6,107 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT011100074

Property Details

APN / Parcel Number

Primary APNT011100074
Alternative APN
  • 3-0041-8552-00-0004.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,085 sqft Living Area
Gross Area5,832 sqft
1st Floor Area3,085 sqft
Basement Area2,133 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area614 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area158 sqft
Patio Area226 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT011100074
Street Address815 HIDDEN SPRING DR
CitySAINT CHARLES
StateMO
Zip63304-8408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN SPRING LOT 4
Legal SubdivisionHIDDEN SPRING
Legal Lot Number4
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1003
Census Tract311132

Owner

Source: St. Charles County records · APN T011100074

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address815 HIDDEN SPRING DR, SAINT CHARLES, MO 63304-8408
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2012 · Amount on Record
Deed SaleSep 24, 2012 · Amount on Record
Prior SaleOct 31, 2002 · Amount on Record
Deed Document Number2012723460
Deed Book / Page5861 / 333
Prior Transfer DateSep 09, 2012
Prior Transfer Doc0058610351
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address815 HIDDEN SPRING DR, SAINT CHARLES, MO 63304-8408
Transaction TypeMortgage
Record UpdatedFeb 04, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 HIDDEN SPRING DR, SAINT CHARLES, MO 63304-8408

Mortgage

Document Number0000004565
DateJan 24, 2022
Instrument2022R-004565
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address815 HIDDEN SPRING DR, SAINT CHARLES, MO 63304-8408
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 HIDDEN SPRING DR, SAINT CHARLES, MO 63304-8408

Mortgage

Document Number2021R015686
DateFeb 23, 2021
Instrument2021R-015686
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,107.00 (+10.17%)$103,181 (+10.93%)$543,057 (+10.93%) Land $90,000 Building $453,057
2024$5,543.00
2023$93,015
2022$489,553 Land $70,000 Building $419,553

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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